Author name: The CGS Team

I think there’s a common misconception that if you’re frugal, you’re cheap. You don’t spend money on things you enjoy and you never leave the house. NOT TRUE! Living a frugal life means you’re intentional with your money decisions and you tend to only spend on things that matter or spark joy. Let’s release the

News flash: You don’t have to make a lot of money to be good at managing it! In fact, if you can master managing money with less income, you can make some amazing progress when more income eventually comes your way. Hopefully you’re thinking “Challenge accepted!” Regardless of how much money you make, I want

Great things happen outside the comfort zone, unfortunately it doesn’t always feel good there. Being uncomfortable is the first step to change…and change is scary. Fear of the unknown can creep in and make you take a step back into your zone of comfort. But, you can’t expect different results when you’re doing the same

You’ve taken the steps to actually get your budget created, but now that you have, you realize that it just isn’t working. Don’t give up! The truth is budgeting is not one-size-fits all. Budgeting is all about trial and error. You’re not always going to be perfect with your budget. I mean…I’m a budget coach,

One of the most common goals I see across the City Girl Savings community is home ownership. People reach out to me sharing they want to own a home one day. Clients and I work to prioritize saving for a down payment. Dreams of passive income from rentals or AirBnBs fill people with hope. Whether

When it comes to your finances, it (literally) pays to have the right mindset. In fact, it pays to have the right mindset in any area of life. The one thing you need, more than anything else, to change your finances, or your life, for the better is the right mindset. Your mindset makes all

Why should I pay to get help with my finances when there are plenty of free or low-cost options available? Since I’m a coach that specializes in helping people who don’t know how to budget, you can imagine how many times I’ve been asked this question. And it’s perfectly valid. The funny thing is, the

Ah, summertime. Beach days. Long nights. Sun rays. Maybe it was the fact that summer vacation when we were little was a great time, but even as an adult, I always look forward to summer. While I no longer get summer vacations like I did in grade school, I still love to make the most