Sometimes, debt can’t be avoided. We need money and we don’t have any available, so we turn to loans and credit cards. It’s the natural way of our society, and sometimes, taking on credit can be helpful. Unfortunately, there are a few loan types that someone should always try to avoid. These forms of debt […]
4 Loan Types to Tread Lightly With Read More »
Another holiday season is approaching! I don’t want you to be caught off guard with the holidays this year, so the game plan should be to start saving money now! If you already have a sinking fund or savings account for the holidays, you’re already a few steps ahead. If not, there’s still time to
6 Reasons to Start Saving for the Holidays Now Read More »
I’m a firm believer there are seasons in everyone’s life where their main focus should be on grinding and leveling up. They’re putting in the work to reach goals and new levels; knowing that what comes after is something new. On the flip side, I don’t think life is ALL about the level up. Sometimes,
5 Simple Ways to Level Up Your Life Read More »
As “woo woo” as it may sound, practicing regular money habits can help open the door for more wealth and abundance to make its way to you. Whether you believe in that kind of thing or not, wouldn’t it be worth testing – just in case it actually does work?! I’m sharing 5 money rituals
5 Money Rituals to Attract Wealth Read More »
I personally don’t have kids (yet, who knows what the future holds ). However, if I did have them or when I do have them, you can guarantee that I’ll be teaching them about money as early as I possibly can. We live in a society that doesn’t promote financial education at an early age,
6 Easy Ways to Teach Your Kids About Money Read More »
Back when the City Girl Savings blog launched in 2015, we had shared an article called What College Really Costs to help shed light on the rising costs associated with higher education. Here we are 7 years later, and the expenses related to college are still on the rise. In fact, according to the Education
What College Really Costs Now! Read More »
No matter how old we get, the fall season will always bring “back to school” vibes! While we may not be in school anymore, the learning never stops. One area of education that should always be improving is financial education. Because there are always new goals to hit, there are always new strategies and insights
6 Ways to Improve Your Financial Education Read More »
There’s no doubt in my mind you’ve heard the terms inflation and recession tossed around these past few months. My goal is to make finances easy to understand and sometimes this economic lingo doesn’t always make sense. I’m going to break down inflation, what it means to be in a recession, and what you can
What Happens if a Recession Comes? Read More »
It’s my belief that there’s a common misconception that being frugal equals being cheap. That’s absolutely NOT the case! In fact, being frugal means you’re “economical with regard to money.” Being cheap means spending the lowest amount possible, with no regard to quality. In other words, being frugal means you make smart decisions with how
5 Ways to Be More Frugal and Less Cheap Read More »
