Author name: Raya Reaves

Raya Reaves is the Founder and Finance Coach of City Girl Savings, LLC. Raya launched City Girl Savings in 2015 as a resource for women from all walks of life to learn about personal finance and money management. Raya teaches women how to create and stick to realistic budget plans to reach their financial goals. Raya resides in Austin, Texas with her boyfriend and two Yorkie dogs.

6 Ways Delayed Gratification Helps Level Up Your Money

6 Ways Delayed Gratification Helps Level Up Your Money

Let’s be real. We live in a society that promotes instant gratification, not delayed gratification. If we want it, we can order it (with one click) and have it delivered the same day. While this may be a very convenient way of doing things, it doesn’t help promote proper budgeting and money management skills. Now,

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