City Girl Savings is on a mission to spread financial knowledge. Our Finance Talk articles will help you learn and implement money moves!
An F.S.A (Flexible Spending Account) is a tax-advantage savings to help you when paying for medical or health-related expenses. You put pre-tax money into the account (through your paycheck or through a direct contribution) and as long as that money is spent on health-related expenses, you won’t have to worry about taxes. Check out the …
As a small business owner, I can honestly say that every dollar counts. That includes dollars coming in and dollars going out. Unfortunately, a lot of small businesses and new, small start-ups don’t make it. It’s unfortunate because small businesses employ individuals, innovate the marketplace, build community, and provide a space for people who want …
I don’t know what it is about social media, but there is always some trend or wave that “the girlies” are always taking on as their new aesthetic. I mean that in the best way because I think it’s fascinating. For instance, people were striving to be “that girl”, be “the main character”, and live …
Because the coaching industry is so new, it’s no surprise that most people assume they need a financial advisor, instead of a financial coach. I’ve been a financial coach since 2015 and many people have called me a financial advisor (which I’m not) and sought services outside of my wheelhouse. That’s why I’m so excited …
#99: Financial Coach versus Financial Advisor with Grace Kilgore Read More »
The Christmas Shopping List. An integral part of the holiday season and your holiday spending budget! For those of you who wing it every holiday season when shopping for presents, you’ll find this article insightful and inspirational! The Christmas Shopping List is a list of all the items you need to buy and spending that …
Back in the Spring of 2023, I was diagnosed with ADHD (Attention Deficit Hyperactivity Disorder), and after reading up on the symptoms and signs, everything in my life just made sense! It was a bittersweet relief to finally understand how my brain works, why I struggled with tasks, and why I sought dopamine hits (like …
How to Manage Impulsive Spending if You Have ADHD Read More »
Whether you have a lot of debt or just a lot of open credit lines, it’s crucial to your financial success to keep them organized. When you’re working to pay down debt, having a running list of all outstanding debts, with pertinent information for each debt, can help you feel more in control. When you …
Let’s get one thing straight: being frugal does not mean you’re cheap. To go a little deeper: being frugal means you’re “economical with regard to money.” Being cheap means you’re spending the lowest amount possible, with no regard to quality. Basically, being frugal means you give thought to your money decisions. Being cheap means the …
Listen, sometimes we make our budgets for the month, then life just happens. We’re so proud of ourselves for making a solid budget, then you need new tires. You’ve managed to budget in an extra debt payment to a credit card, then *BOOM* an unexpected bill pops up. Sometimes our budget goes into the mud, …
