An F.S.A (Flexible Spending Account) is a tax-advantage savings to help you when paying for medical or health-related expenses. You put pre-tax money into the account (through your paycheck or through a direct contribution) and as long as that money is spent on health-related expenses, you won’t have to worry about taxes. Check out the …
As a small business owner, I can honestly say that every dollar counts. That includes dollars coming in and dollars going out. Unfortunately, a lot of small businesses and new, small start-ups don’t make it. It’s unfortunate because small businesses employ individuals, innovate the marketplace, build community, and provide a space for people who want …
Is it just me or do the holidays always seem to fly by?! Summer ends, Fall begins and before we know it, we’re shouting “Happy New Year”! I love it. It’s such a great time of the year, but it’s too easy to put yourself on the backburner. Let’s savor the holiday season! Even though …
5 Ways to Make Time for Yourself During the Holidays Read More »
The Christmas Shopping List. An integral part of the holiday season and your holiday spending budget! For those of you who wing it every holiday season when shopping for presents, you’ll find this article insightful and inspirational! The Christmas Shopping List is a list of all the items you need to buy and spending that …
Journaling has played a huge role in the goals I’ve achieved in my life – financially, professionally, and personally. I first started journaling on a consistent basis in 2018. I was 29 years old and had decided that I wanted to run City Girl Savings full-time. I joined an online course and one of our …
Obviously, there are so many amazing things to love about the fall season. Halloween, Thanksgiving and the anticipation of Christmas, pumpkin spice lattes, and fall candles! I realize the latter makes me sound a little crazy, but I can’t get enough of fall candles! As August approaches (early, I know), I start stocking up on …
Whether you have a lot of debt or just a lot of open credit lines, it’s crucial to your financial success to keep them organized. When you’re working to pay down debt, having a running list of all outstanding debts, with pertinent information for each debt, can help you feel more in control. When you …
I started consistently journaling back in 2018. It was the year I turned 30 and started taking City Girl Savings seriously. It was the year I decided I eventually wanted to run City Girl Savings full-time. I took an online course that required me to journal and I’ve never stopped since. The benefits that have …
Let’s get one thing straight: being frugal does not mean you’re cheap. To go a little deeper: being frugal means you’re “economical with regard to money.” Being cheap means you’re spending the lowest amount possible, with no regard to quality. Basically, being frugal means you give thought to your money decisions. Being cheap means the …
