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6 Healthy Living Rules to Help You Feel Amazing I don’t know about you, but the older I get, the more I understand the importance of being healthy. It’s one of my major foc … Read More »

#115: Intentional Spending Ideas to Feel Fulfilled Money doesn’t buy happiness. I firmly believe that. But, I also believe that money buys you options…and having the option is … Read More »

6 Tricks to Feel Fabulous in Your Clothes Feeling fabulous in your clothes isn’t just about following fashion trends or wearing the latest designer pieces. It’s about … Read More »

5 Pet Costs to Factor Into Your Budget I’ve had my furry friends for nearly 7 years now! Pets truly are a blessing, but I’ll be the first to admit that I failed to acc … Read More »

#114: 7 Reasons to Start Journaling and Prompts to Get You Started /*! elementor – v3.19.0 – 07-02-2024 */ .elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=”.svg”]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block} I started consistently journaling back in 2018. The benefits that have come over time through consistent journaling are truly amazing. I eventually was able to quit my corporate job and run City Girl Savings full-time. I was able to see the growth in my thought patterns over time. I’m able to look back on old journal entries and feel pride and gratitude. Because journaling has brought so many blessings into my life, I’m now an advocate of the practice. In this episode, I’m sharing 7 reasons to start journaling on a regular basis as well as a few journal prompts to get you started! Here’s a glance at this episode: [01:48] The more you journal, the more you learn about yourself. The more you learn about yourself, the more self-aware you become. [04:10] Raya recalls a time where journaling helped avoid a major fight with her partner. Had she not journaled and acted on her feelings, bad things could have happened. [09:50] Journaling can help keep your goals top of mind. This can result in you taking actions that help you reach the goal. [13:30] Raya shares a snippet from an old journal entry back in 2020 to showcase how memories can be invoked through journaling. [16:22] Need some help getting started? Raya shares 3 different journal prompts that can help you begin your new journaling routine. Rate, Review, & Follow: Did you love this episode? Are you a fan of the City Girl Savings podcast? If so, please consider rating and reviewing the show! This helps spread the word about City Girl Savings, and hopefully helps more people make the best money moves possible on the way to their dream life! To leave a review on Apple Podcasts, click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved most about the episode! Also, please make sure you’re subscribed and following the City Girl Savings podcast on Apple Podcasts, Spotify, and YouTube! Resources mentioned in this episode: Listen to Episode 58 – My Daily Morning Routine for Boosting Productivity Learn about Raya’s Financial Focus Coaching Program Follow City Girl Savings on Instagram, YouTube, and TikTok Join the City Girl Savings Facebook Group Subscrib … #114: 7 Reasons to Start Journaling and Prompts to Get You StartedRead More »

How to Reconnect with Your Inner Child Oh, to be a child again! Remember being able to eat McDonald’s and sweets without gaining weight? Remember playing with your f … Read More »

#113: How I Protect My Peace and Why It’s So Important /*! elementor – v3.19.0 – 07-02-2024 */ .elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=”.svg”]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block} As I’ve gotten older, I realize there’s nothing more important than my peace…and protecting it at all costs. I used to spend time with people who thrived on gossip and drama, until I realized how much of my personal energy that time cost me. Now, I limit my time and interaction with people, places and things that drain my energy. I also set firm boundaries on protecting my mental wellbeing, and while it’s not always easy, it does get better over time. In this episode, I’m sharing the different ways I’ve come to learn to protect my peace and how it’s made a huge difference in my life. If you’re struggling to set boundaries, preserve your energy or protect your peace, hopefully some of my strategies and experiences can help you! Here’s a glance at this episode: [02:34] Raya shares her experiences with specific people and the energy drain that took place because of being around those people. [06:00] Setting boundaries can lead to guilt. Raya shares how she checks herself when starting to feel guilty for protecting her peace. [11:31] Journaling has been a powerful practice to help set the tone for Raya’s day. She uses it to release feelings of stress, anxiety or excitement. [15:30] Raya spent a lot of time in nature when her mom was sick. This has now become a morning routine to promote serenity. [18:15] Leave other people’s problems and struggles at the door. Raya tries to avoid taking home the weight of other people’s problems. Rate, Review, & Follow: Did you love this episode? Are you a fan of the City Girl Savings podcast? If so, please consider rating and reviewing the show! This helps spread the word about City Girl Savings, and hopefully helps more people make the best money moves possible on the way to their dream life! To leave a review on Apple Podcasts, click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved most about the episode! Also, please make sure you’re subscribed and following the City Girl Savings podcast on Apple Podcasts, Spotify, and YouTube! Resources mentioned in this episode: Recommended Read – The Celestine Prophecy Listen to Episode 58 – My Daily Morning Routine for Boosting Productivity Recommended Read – Discerning the Voice of God Learn about Raya’s Financial Focus Coaching Program Follow City Girl Savings on Instagram, YouTube, and TikTok Join the City Girl Savings Facebook Group Subscribe to the City Girl Savings Newsletter! Watch thi … #113: How I Protect My Peace and Why It’s So ImportantRead More »

5 Easy Ways to Boost Your Credit As someone who’s had an 800+ credit score for years now, I can say that boosting your credit score isn’t always smooth sai … Read More »

#112: How to Heal Your Past and Unlock Your Potential with Asia Hilario /*! elementor – v3.19.0 – 07-02-2024 */ .elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=”.svg”]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block} One thing I’ve learned over time is that ignoring your past traumatic experiences and running from the feelings gets you nowhere. Acknowledging your inner child and revisiting your past, as hard as it is, is a necessary step in loving yourself and living your best, happiest life. Self-Love Coach turned Business Mindset Coach Asia Hilario is joining us on the show today to help teach you how to heal from your past traumas and unlock your future potential. Asia and I go deep with our discussion on thought control, self-sabotage, self-awareness and so much more. If you’re ready to step into the woman you were always meant to be, you don’t want to miss this episode! Here’s a glance at this episode: [03:15] Asia created a blog talking about her journey to self-healing and it led to so many amazing accolades and opportunities. [14:23] Your reaction to how people treat you can say a lot about your own insecurities. Listen to your thoughts and watch your reactions. [27:21] Self-sabotage can happen in many ways. Asia explains how to keep an eye out for the behaviors that are self-sabotaging. [36:00] Operating from a place of scarcity means you have the opinion that there’s not enough to go around. [42:40] Asia learned that storytelling is her superpower. When she shares her stories, people are impacted in a way she never thought possible. Rate, Review, & Follow: Did you love this episode? Are you a fan of the City Girl Savings podcast? If so, please consider rating and reviewing the show! This helps spread the word about City Girl Savings, and hopefully helps more people make the best money moves possible on the way to their dream life! To leave a review on Apple Podcasts, click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved most about the episode! Also, please make sure you’re subscribed and following the City Girl Savings podcast on Apple Podcasts, Spotify, and YouTube! Resources mentioned in this episode: Follow Asia on Instagram Asia’s Self-Sabotage Course Learn more about Asia Download the Free Money Mindset Worksheet Learn about Raya’s Financial Focus Coaching Program Follow City Girl Savings on Instagram, YouTube, and TikTok Join the City Girl Savings Facebook Group Subscribe to the City Girl Savings … #112: How to Heal Your Past and Unlock Your Potential with Asia HilarioRead More »

6 Ways to Promote Inner Peace Promoting inner peace is essential for maintaining overall well-being and managing the stresses of daily life. While there are … Read More »

5 Tricks to Help You Stay Organized at Work Staying organized at work is essential for maximizing productivity, reducing stress, and achieving success in your professional … Read More »

#111: Money Moves to Start Implementing Now The time is now to build the life of your dreams! We’re living in a time where women are making more, out-earning their partners, investing for the long-term and building true wealth. It’s a wonderful time to be a woman making money, but with the lack of financial education growing up, it’s up to us to bridge the knowledge gap. When it comes to budgeting and money management, certain activities are guaranteed to set you up for long-term success. In this episode, I’m sharing 6 money moves you can start implementing now to get the ball rolling on your financial success. Here’s a glance at this episode: [02:20] The first of the money moves to start implementing now is saving for retirement. This is one of the best ways to build long term wealth. [05:11] Before you start investing, you’ll want to have a few things in place – paying down high interest debt and saving for emergencies. [11:05] Money mindset is a critical part of financial success. Raya breaks down why you past is so important and shares a resource to help. [13:50] Commit to doing what it takes to reach your goals. Be okay with sacrifice, discipline and saying no…temporarily. [16:00] Be open with your friends, family, and partner about being on a budget. You may be surprised with the accountability you get. Rate, Review, & Follow: Did you love this episode? Are you a fan of the City Girl Savings podcast? If so, please consider rating and reviewing the show! This helps spread the word about City Girl Savings, and hopefully helps more people make the best money moves possible on the way to their dream life! To leave a review on Apple Podcasts, click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved most about the episode! Also, please make sure you’re subscribed and following the City Girl Savings podcast on Apple Podcasts, Spotify, and YouTube! Resources mentioned in this episode: Listen to Episode 107 – Adding Investing to Your Money Goals with Marc Russell Listen to Episode 1 – Big City Spender to City Girl Saver Download the Free Money Mindset Worksheet Learn about Raya’s Financial Focus Coaching Program Follow City Girl Savings on Instagram, YouTube, and TikTok Join the City Girl Savings Facebook Group Subscribe to the City Girl Savings Newsletter! Watch … #111: Money Moves to Start Implementing NowRead More »

6 Tips to Tackle Tax Filing Season Tax filing season…it comes around the same time every year, so how is it that you always get caught off guard?! College Raya was i … Read More »

#110: 5 Ways a Type A Personality Stays Organized “Hi, I’m Raya and I’m a recovering structure addict”. Like most Type A individuals, I thrive on structure, organization, and time-specific tasks. Unfortunately, my need for structure got so bad that I started dreading quality time with friends and family. Thankfully, I’ve found ways to stay organized that suit my personality, but those ways are no longer at the expense of anyone or anything! In this episode, I’m sharing 5 ways a Type A personality (AKA Me) stays organized and sane. If you struggle with this, hopefully my tips and resources can help! Here’s a glance at this episode: [02:02] There was a point in time where dinner out with her besties felt like a chore to Raya. She knew things had to change. [05:26] One of the great things about Asana is that you can color-code your tasks to help categorize everything that needs to get done. [08:25] Not only does OneNote help Raya identify her tasks for the day, but it includes the goals she’s working on, so they’re always front and center. [13:05] Raya batches tasks like recording podcast episodes and writing blog articles, to help her manage her time more effectively. [17:57] Learning how to say “yes” to things that are non-work related has helped Raya utilize her time for things outside of just work and business. Rate, Review, & Follow: Did you love this episode? Are you a fan of the City Girl Savings podcast? If so, please consider rating and reviewing the show! This helps spread the word about City Girl Savings, and hopefully helps more people make the best money moves possible on the way to their dream life! To leave a review on Apple Podcasts, click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved most about the episode! Also, please make sure you’re subscribed and following the City Girl Savings podcast on Apple Podcasts, Spotify, and YouTube! Resources mentioned in this episode: Raya Recommends: Task Management Tool Asana Learn about Raya’s Financial Focus Coaching Program Follow City Girl Savings on Instagram, YouTube, and TikTok Join the City Girl Savings Facebook Group Subscribe to the City Girl Savings Newsletter … #110: 5 Ways a Type A Personality Stays OrganizedRead More »

I Had a $100k Job…and Hated It Ok, I know what you may be thinking, “Is she crazy?” “Girl, give me that job, I’ll be happy” “You must not be struggling … Read More »

#109: The Major Signs You Need Help Managing Your Money Let’s be real. Finances are still a very personal topic. While we’ve made strides towards having open money conversations, we have a long way to go. Since financial literacy isn’t included in standard education curriculum, you can’t blame yourself for not being great with money. You likely learned a lot of your habits from your parents. And that may not be a good thing. In this episode, I’m sharing some major signs you need help managing your money. If any of these signs apply to your situation, acknowledge them, and take action. Ignoring the signs will only delay your progress. Here’s a glance at this episode: [01:48] With the rise of social media, we have inside scoop into how the wealthy (and un-wealthy) spend their dollars, causing feelings of inadequacy. [06:06] Even $25 a paycheck being saved can help you break free of living paycheck to paycheck. Small steps add up over time. [11:02] Did you know Raya creates budget plans? If you don’t have a budget, you need one! Raya shares how you can get started with one. [17:07] One of the biggest signs you need help managing your money is if you don’t have a budget. A budget is the number one tool for success with your finances. [22:50] When you invest in working with a coach or other professional, you have skin in the game. This is usually what helps you get the results. Rate, Review, & Follow: Did you love this episode? Are you a fan of the City Girl Savings podcast? If so, please consider rating and reviewing the show! This helps spread the word about City Girl Savings, and hopefully helps more people make the best money moves possible on the way to their dream life! To leave a review on Apple Podcasts, click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved most about the episode! Also, please make sure you’re subscribed and following the City Girl Savings podcast on Apple Podcasts, Spotify, and YouTube! Resources mentioned in this episode: Raya Recommends: The Richest Man in Babylon Let Raya create a budget plan for you! Listen to Episode 15 – My Debt Free Story and the Biggest Takeaways Listen to Episode 84 – Why You Need to Pay to Get Better with Money Learn about Raya’s Financial Focus Coaching Program Need help with your finances? Request a call with Raya! Follow City Girl Savings on Instagram, YouTube, and TikTok Join the City Girl Savings Facebook Group Subscribe to the C … #109: The Major Signs You Need Help Managing Your MoneyRead More »

7 Habits to Help Boost Your Productivity We live in a hustle culture, and while that can be a good thing, it can also lead to burnout and frustration. Me personally, I … Read More »

24 Things to Do for Your Money in 2024 Another year is here and that means another annual list of things you can do to improve your financial situation! Woop Woop! Yep, … Read More »