City Girl Savings is on a mission to spread financial knowledge. Our Finance Talk articles will help you learn and implement money moves!
Ah, summertime. Beach days. Pool parties. Sun rays. Maybe it was the fact that summer vacation when we were little was a great time, but even as an adult, I always look forward to summer. While I no longer get summer vacations (can I go back please?! đ©), I still enjoy the summer months. Now, […]
7 Ways to Be Smart with Money This Summer Read More »
As of the third quarter of 2022, Americans hold $925 billion in credit card debt, which is a rise of $38 billion since Q2 2022. The Federal Reserve of New York says this is a 15% year-over-year rise â the biggest jump weâve seen in more than 20 years. Thatâs not even touching on other
Ditch Your Debt in 5 Steps Read More »
There are so many fun and innovative ways to save money on clothes these days, so no need to break the bank to look great! Trends are forever changing and, in many cases, usually make their way with a comeback. That fact alone can help you save a few bucks by just shopping for whatâs
5 Tricks to Save Money on Clothes Read More »
Everyone knows they should be saving money, but most people donât take it a step further and specify what that savings should be for. Iâve worked with clients who would save money consistently, but never had a strategy around that savings. There are certain things everyone should be saving for, but itâs not always clear
#80: 8 Things Everyone Should Be Saving For Read More »
Whew, it seems like everywhere we turn, the prices of everyday things continue to increase. From groceries to entertainment, from transportation to travel â I get the feeling inflation is very much here to stay. Thatâs why there are specific things I no longer buy to save money. So, what can we do about rising
Things I No Longer Buy to Save Money Read More »
Hereâs the thing: some people are just natural-born spenders. Give them some money and POOF! Itâs gone! But anyone can change their waysâŠheck, if I can do it, anyone can! So, if youâre a spender, it doesnât mean you canât also be a saver! In fact, there are some easy ways for spenders to get
#79: Easy Ways for Spenders to Start Saving Money Read More »
If youâve never heard of a âhigh yield savings accountâ (AKA HYSA), by the end of this article, your mind will be blown. If you do know what a HYSA is and you donât have one, after you read this article, your immediate next step is to go open one! Seriously. High yield savings accounts
5 Pros of Leveraging a High Yield Savings Account Read More »
Iâm sure youâve heard the term âsinking fundsâ before, and if you havenât, youâll definitely learn today! Sinking funds are individual saving strategies for specific goals. Whether youâre saving for that goal in a bank account, investment account or a cash envelope, youâre contributing to that goalâs sinking fund. Sinking funds can be a great
#78: Setting the Record Straight on Sinking Funds Read More »
Iâve been budgeting and saving for many years. With that comes picking up on tips and tricks, and learning what helpful savings accounts strategies work and donât work. Iâm a firm believer in the notion of one savings account per goal. Not only does this keep you organized, but it also keeps you on top
Breaking Down My Savings Accounts and Strategies Read More »
