City Girl Savings is on a mission to spread financial knowledge. Our Finance Talk articles will help you learn and implement money moves!
Daniella’s Finance Journey outlines the financial experiences that CGS member @daniellacoin is going through as she works with the CGS Financial Consultant to get on financial track. Daniella has graciously offered to share her journey to help inspire and motivate others to take control of their financial lives! Daniella’s Share: Hi CGS Community! This is […]
Daniella’s Finance Journey: One Journey Ends, Another Begins Read More »
Amazon is one of the leading online marketplaces of today. Thanks to their collection of just about everything, and the ability to find the same item for different prices, Amazon is surely a go-to when shopping around for certain things at a lower price. The CGS Team is a fan of Amazon and the affordable
Amazon Shopping Steals: 7 Things to Buy for Less on Amazon Read More »
When you’re trying to be financially responsible and stick to your budget, spending money on things you don’t really need should be stopped immediately. Seriously, stop spending money on things you don’t really need. There are certain luxuries that you may convince yourself you need and you really don’t. The CGS Team is sharing 8
8 Things to Stop Spending Money On Read More »
If your student loans are private and have unusually high interest rates, it could be in your best interest to refinance them to a lower interest rate and lower monthly payment. However, there is no simple answer to the question of if you should refinance your student loans. This is because refinancing could affect someone
Refinancing Student Loans Read More »
I changed my 401k selections and my portfolio balance sky-rocketed! I will be the first to admit, when I signed up for my 401k plan almost 11 years ago for my first after-college job, I was overwhelmed…and my degree is in finance! The reason why it was so overwhelming was because the options seemed never-ending.
How I Picked my 401k Selections Read More »
Most companies give annual bonuses or raises to their employees. When this happens, your manager (or your manager’s manager) has the ability to assign the amount of the raise. If you know that your company gives out raises on an annual basis, and there were no cuts across the board, how do you explain not
5 Reasons You Didn’t Get a Raise Read More »
We all know things like going to college, getting that Master’s degree, and investments in our career or business come with hefty price tags. We take out loans to cover these costs and work to pay them down as quickly (and smartly) as possible. While these may be “duh” items that come with debt, there
6 Things You Didn’t Think Could Put You in Debt Read More »
When your money controls you, you feel it. You’re living paycheck to paycheck, you’re feeling guilty about purchases for yourself, and you’re drowning in debt. On the other hand, when you control your own money, you feel in charge. You can feel confident about personal splurges, you have a savings account that keeps growing, and
5 Moves to Feel Financially in Charge Read More »
Whether you are waiting to file your taxes or already got your refund back, you should already be thinking about what you can do to maximize next year’s return. If you didn’t get back as much as you wanted, or worse, you owed money to the IRS, you have a chance to change that outcome
6 Things to Do Now for Next Year’s Tax Return Read More »
