City Girl Savings is on a mission to spread financial knowledge. Our Finance Talk articles will help you learn and implement money moves!
When it comes to your financial situation, it’s important to set goals and keep tabs on your progress along the way. If you aren’t setting goals, then what are you really working towards? And, if you aren’t keeping tabs on your progress, how do you know if you will actually reach your goals? The ability […]
March 2020 Money Pulse Check Read More »
Debt is all around us. It’s not something that most of us can escape, but that doesn’t mean we can’t make the most of it! According to a NerdWallet study, U.S. households carrying credit card debt from month to month will pay interest of $1,162, on average, this year. Paying any form of interest is
5 Ways to Manage Credit Like a Pro Read More »
I’m about to share a statistic that blows my mind. According to a 2016 study done by U.S. Bank, only 41% of people follow a budget. That means that more than half of people have no idea where their money is going. Without a budget, you can’t say for sure how your money is being
6 Easy Steps to Be More Intentional with Your Money Read More »
According to a 2015 FINRA NFCS survey, only 40% of the people surveyed spend less than they earn. 38% of the people live paycheck to paycheck, and 18% consistently spend more than they make. That basically means that a majority of people are breaking even or in the red every month. If you’re a part
How to Have More Money in the Bank after Each Paycheck Read More »
According to a Gallup poll, you’re most likely to budget if you make at least $75,000 per year. Considering I’m a budget coach, and 75% of my clients make under this number, you can imagine how disappointing this statistic makes me. I’m sure there are people under that salary range who’ve tried budgeting and it
6 Mistakes Holding Your Budget Back Read More »
According to a CFSI survey, 17% of Americans are “financially vulnerable,” meaning they struggle with nearly all financial aspects of their lives, and 55% are “financially coping,” meaning they struggle with some but not all aspects of their financial lives. That means that over half of our country is not quite happy with how things
Here’s How You Can Have it All Financially Read More »
Nearly 80 percent of American workers (78%) say they’re living paycheck to paycheck, according to a 2017 report by employment website CareerBuilder. 81% of women report living paycheck to paycheck, compared with 75% of men. Alright ladies, if that statistic doesn’t scare you, I don’t know what will! I’m on a mission to help as
6 Ways to Push Your Paycheck Further Read More »
An internal report of the Personnel Management Association showed that when training is combined with coaching, individuals increase their productivity by an average of 86% compared to 22% with training alone. That means there is something to be said about being coached, in conjunction with your training and learning. While you can grow in many
5 Reasons Why Investing in Your Financial Growth is Critical Read More »
A key component of financial success is knowing the difference between needs and wants, and then being able to say no to the wants. Saying no to the wants means you are financially prioritizing your needs and goals. According to a Gallup poll, only 30% of Americans have a long-term financial plan that includes savings
How to Financially Prioritize Your Needs and Wants Read More »
