When it comes to your financial situation, it’s important to set goals and keep tabs on your progress along the way. If you aren’t setting goals, then what are you really working towards? And, if you aren’t keeping tabs on your progress, how do you know if you will actually reach your goals? The ability […]
April 2020 Money Pulse Check Read More »
It’s pretty simple. If you want to save money (or reach whatever financial goal you have), you need to keep your spending in check. Bad spending habits can hurt you down the line, if you don’t take control of them. While controlling your spending may seem hard, the good news is that it’s completely in
10 Bad Spending Habits that will Hurt You Down the Line Read More »
Financial Literacy Month in full effect! Based on research data by the Financial Industry Regulatory Authority, 63% of Americans are financially illiterate. They lack the basic skills to reconcile their bank accounts, pay their bills on time, pay off debt and plan for the future. Financial wellness is caring for the wellbeing of your personal
12 Steps to Improve Your Financial Wellness Read More »
When it comes to your financial situation, it’s important to set goals and keep tabs on your progress along the way. If you aren’t setting goals, then what are you really working towards? And, if you aren’t keeping tabs on your progress, how do you know if you will actually reach your goals? The ability
March 2020 Money Pulse Check Read More »
Debt is all around us. It’s not something that most of us can escape, but that doesn’t mean we can’t make the most of it! According to a NerdWallet study, U.S. households carrying credit card debt from month to month will pay interest of $1,162, on average, this year. Paying any form of interest is
5 Ways to Manage Credit Like a Pro Read More »
I’m about to share a statistic that blows my mind. According to a 2016 study done by U.S. Bank, only 41% of people follow a budget. That means that more than half of people have no idea where their money is going. Without a budget, you can’t say for sure how your money is being
6 Easy Steps to Be More Intentional with Your Money Read More »
According to a 2015 FINRA NFCS survey, only 40% of the people surveyed spend less than they earn. 38% of the people live paycheck to paycheck, and 18% consistently spend more than they make. That basically means that a majority of people are breaking even or in the red every month. If you’re a part
How to Have More Money in the Bank after Each Paycheck Read More »
According to a Gallup poll, you’re most likely to budget if you make at least $75,000 per year. Considering I’m a budget coach, and 75% of my clients make under this number, you can imagine how disappointing this statistic makes me. I’m sure there are people under that salary range who’ve tried budgeting and it
6 Mistakes Holding Your Budget Back Read More »
According to a CFSI survey, 17% of Americans are “financially vulnerable,” meaning they struggle with nearly all financial aspects of their lives, and 55% are “financially coping,” meaning they struggle with some but not all aspects of their financial lives. That means that over half of our country is not quite happy with how things
Here’s How You Can Have it All Financially Read More »
