Author name: Raya Reaves

Raya Reaves is the Founder and Finance Coach of City Girl Savings, LLC. Raya launched City Girl Savings in 2015 as a resource for women from all walks of life to learn about personal finance and money management. Raya teaches women how to create and stick to realistic budget plans to reach their financial goals. Raya resides in Austin, Texas with her boyfriend and two Yorkie dogs.

6 Tips to Help You Smartly Save for Retirement

According to a Northwestern Mutual study, more than half (56%) of Americans don’t know how much they’ll need to retire. What’s even more shocking is the median amount of retirement savings for U.S. citizens is $5,000. Depending on when you retire, you must expect yourself to live a few decades after. That means you’ll need to

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