*This post is sponsored by Capitalize. All opinions are my own. Did you know that as of May 2021, there is more than $1.3 trillion in “forgotten” 401k accounts owned by over 24 million participants?! That is a lot of money to just leave behind that might not be as smartly invested as it could […]
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Is it just me, or do the holidays always seem to creep up on us?! Seriously…I blink and VOILA, it’s Christmas season! Is your holiday budget ready?! Don’t get me wrong, it’s the most wonderful time of the year and all that, but from a financial standpoint…it can put a hurting on your budget! Let’s
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When it comes to your financial situation, it’s important to set goals and keep tabs on your progress along the way. If you aren’t setting goals, then what are you really working towards? And, if you aren’t keeping tabs on your progress, how do you know if you will actually reach your goals? The ability
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Coming from a girl who has been setting money and savings goals for years, sometimes your goals just need a revamp! While it’s great to be ambitious with any goal, things don’t always play out as expected. Just because the original goal you set hasn’t been accomplished doesn’t mean you can’t eventually achieve it. A
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Time flies, doesn’t it? It always seems like the excitement of the New Year winds down after a few months and then, before we know it, another year is quickly approaching! I think there’s so much emphasis on improving your life in preparation for or at the start of a new year. While I’m not
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When it comes to your financial situation, it’s important to set goals and keep tabs on your progress along the way. If you aren’t setting goals, then what are you really working towards? And, if you aren’t keeping tabs on your progress, how do you know if you will actually reach your goals? The ability
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One of the biggest mistakes people make when saving money is saving too much of it. I’m sure you’re scratching your head and thinking, “What are you talking about, Raya?!” But it’s true! You could be saving TOO much money. Before you click away, hear me out… It’s possible to save too much money when
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Here’s the thing: some people are just natural-born spenders. Give them some money and POOF! It’s gone! Anyone can change their ways (heck, I did) …but sometimes it is what it is. If you’re a spender, it doesn’t mean you can’t also be a saver! In fact, there are some easy ways for spenders to
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When it comes to holiday spending, it’s better to be proactive instead of reactive! What I mean is, the earlier you can start planning, saving and preparing for the holidays, the better. We still have a good 3 months before Christmas, and that’s plenty of time to get your budget ready for the holidays. I
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