City Girl Savings is on a mission to spread financial knowledge. Our Finance Talk articles will help you learn and implement money moves!
Ah, the dreaded paycheck-to-paycheck lifestyle can be hard to break out of. It’s a very easy cycle to fall into, but an incredibly hard cycle to get out of without proper money management. Living paycheck to paycheck leaves no room for errors. Unexpected expenses just can’t happen, because if they do, you won’t be able […]
How to Get One Month Ahead on Bills Read More »
Just about everyone goes on sale, however some items are consistently found on discount. This means that if you’re paying full price for something that will go on sale next month, you’re missing out on potential savings. Often times, we are caught up in the impulse or “shopping high” that comes with a new purchase
6 Things That Always Go on Sale Read More »
You may, or may not, know if you have bad credit. Maybe you tried to get a loan with bad credit and came up short. You’re not alone! In fact, according to the National Foundation for Credit Counseling, 60% of Americans haven’t checked their score in more than a year. If you haven’t checked your
4 Ways to Get a Loan with Bad Credit Read More »
When it comes to budgeting for food, it can easily be hit or miss. We may have a general idea of what we’d like to spend on food each month, but poor planning and too much dining out can throw that number down the drain. When you plan and prep properly, you can easily stay
How to Use Meal Prepping to Save Money Read More »
Owning a home is one of the biggest purchases a person will make in their lifetime. For first time home buyers, t’s not a simple purchase. It is your future. If you are planning on financing your first home, it will require a commitment. That commitment will pay off as you pay down your mortgage
5 Tips for First Time Home Buyers Read More »
As someone who spends a lot of money on clothes from fast fashion retailers, I know how annoying it is to pull that cute top out of the dryer and it looks three sizes too small. For all of those pieces ruined by oil, pilling, or even worse pit stains, I’m going to arm you
8 Clothing Hacks to Save Money Read More »
Almost everyone would agree that having a life filled with financial security is extremely important. Having the ability to travel the world, start a business or pursue your passion, and leave a legacy behind for your children is a high-priority for most people. One can’t truly obtain those things unless you become financially independent. Racking
7 Money Moves to Become Financially Independent Read More »
For most of us, retirement seems like a lifetime away. So, why worry about it now, right? Wrong! Now is when you should be worrying about it! You have your whole life ahead of you, but don’t you want to be able to enjoy life after work? Imagine if you didn’t have any money in
7 Reasons to Save for Retirement Early Read More »
Spending money is inevitable. Whether it’s for your rent, your bills, or general necessary items, you have to spend money to survive. If you are diligent with your budget, you likely aren’t overspending on things you don’t need. The next step is to make the most of what you spend when making necessary purchases. The
Smart Shopping: 4 Ways to Maximize Spending Read More »
