City Girl Savings is on a mission to spread financial knowledge. Our Finance Talk articles will help you learn and implement money moves!
We’ve all been there – struggling with how much to tip and when it’s appropriate not to tip. The standard 15% seems to apply for most dining out experiences, but what about other services? Uber drivers, hair stylists, and the hotel concierge? The CGS Team is sharing some simple gratuity etiquette to follow the next […]
Gratuity Etiquette: How Much to Tip and When Read More »
It never fails. We start a new year with motivation, inspiration and perspiration. Only to have life catch up with us and zoom by. Another year is ending, and a new one is beginning. If you’re thinking about what you’d like to accomplish in 2018, it’s very likely that something finance related is on the
The Best Way to Set Your Money Goals for the New Year Read More »
The Internal Revenue Service – love ‘em or hate ‘em, they aren’t going anywhere. Actually, who loves the IRS? More like, hate ‘em or hate ‘em more, they aren’t going anywhere! While there’s no getting out of paying your usual taxes, if you happen to get on the bad side of the IRS, you’ll feel
4 Scenarios Where the IRS Can Take Your Tax Refund Read More »
Have you decided that now is the time you will pay off your debt once and for all? Now, be honest. How many times have you decided that now is the time you will pay off debt once and for all? You may have the best intentions when it comes to paying off your debt,
6 Mistakes to Avoid When Paying Off Debt Read More »
As the end of the year approaches, you likely had (or are about to have) open enrollment. Hopefully you’ve taken advantage of some of the pre-tax benefits available to you, like contributing to an FSA or HSA. We shared the perks of an HSA, and now it’s time to share some things you can buy
7 Things You Can Buy With Your HSA Read More »
Every income, household and budget is different, especially when it comes to the holidays. Some people spend very little on holiday gifts, while others go all out. If you are struggling to come up with a number on what you should spend on the special people in your life, refer to the averages! Numerous studies
How Much People Spend on Holiday Gifts Read More »
When it comes to your retirement savings, specifically your IRA, you have two options on how you’d like to contribute. You can contribute to a Roth IRA or a Traditional IRA. 401k plans through your employer also have the option of a Roth or Traditional, but not all companies make that option available to their
Retirement Savings: Roth vs Traditional Read More »
That time of the year is here! Halloween, Thanksgiving, then Black Friday…and Cyber Monday! If you are a saver and a planner, you likely skimped on the shopping to take advantage of the extra deals and steals that come with Black Friday. If not, all is not lost. Regardless of where you stand with your
6 Ways to Maximize Black Friday Shopping Read More »
You’ve probably already realized this by now, and if you haven’t, you will – living a life of frugality, being smart about your spending, and managing your money is a lifestyle. If you haven’t practiced consistent budgeting and spending control, you haven’t made the lifestyle change yet. That’s perfectly fine, however the longer you put
33 Simple Lifestyle Changes to Save More Money Read More »
