City Girl Savings is on a mission to spread financial knowledge. Our Finance Talk articles will help you learn and implement money moves!
When it comes to your retirement savings, specifically your IRA, you have two options on how you’d like to contribute. You can contribute to a Roth IRA or a Traditional IRA. 401k plans through your employer also have the option of a Roth or Traditional, but not all companies make that option available to their […]
Retirement Savings: Roth vs Traditional Read More »
That time of the year is here! Halloween, Thanksgiving, then Black Friday…and Cyber Monday! If you are a saver and a planner, you likely skimped on the shopping to take advantage of the extra deals and steals that come with Black Friday. If not, all is not lost. Regardless of where you stand with your
6 Ways to Maximize Black Friday Shopping Read More »
You’ve probably already realized this by now, and if you haven’t, you will – living a life of frugality, being smart about your spending, and managing your money is a lifestyle. If you haven’t practiced consistent budgeting and spending control, you haven’t made the lifestyle change yet. That’s perfectly fine, however the longer you put
33 Simple Lifestyle Changes to Save More Money Read More »
We all know that monthly bills like rent, utilities, cell phone, etc. don’t show up on credit reports, unless the accounts go to collection for a lack of payment. While these monthly bills don’t necessarily affect your credit score, they can be affected by your credit score. Your credit score can actually alter your monthly
4 Bills Affected by Your Credit Read More »
It truly is a miracle how fast time flies by! It’s like we finish filing taxes and the year end is quickly upon us. While we still have a few more months until the year end, it will be here before you know it. Waiting until the deadline to file your tax return is a
5 Ways to Prepare for Tax Time Read More »
You’ve already learned what it takes to maximize your spending and why cash back shopping should be your top priority when making purchases, but did you know there are certain stores that always offer rewards, bonuses or cash back incentives?! The CGS Team is sharing 8 stores that always offer some form of reward, discount
8 Stores that Always Offer Rewards Read More »
Unless you work for Google (or any other company who feeds you day and night), groceries are a natural way of life. With grocery shopping comes the grocery bill. We want to slash your grocery bill! If you aren’t careful or fail to properly plan, you could be spending a lot more than you need
5 Tips to Slash Your Grocery Bill Read More »
Technology is so advanced these days. You can do just about anything with a smartphone, so why not make money too? We’ve shared apps that help you save money, but did you know there are apps that allow you to make money? If you are working out, going to the grocery store, or making regular
5 Apps that Pay Money Read More »
When you’re young, you don’t realize the importance of having to build good credit and establishing a good track record with your management of credit. We all know that building credit is important for our future, but that fact never becomes clearer than when you need it. If you failed to maintain your credit card
How to Build Good Credit in 6 Simple Steps Read More »
