City Girl Savings is on a mission to spread financial knowledge. Our Finance Talk articles will help you learn and implement money moves!
The holidays are truly a wonderful time of the year. It’s the season of giving and showing others you care. While that always brings good feelings, it can lead to bad spending choices. Unfortunately, bad spending choices can have long-lasting damage. Instead of digging yourself into a deeper hole, I want you to make the […]
6 Ways to Make the Most of Holiday Spending Read More »
When it comes to your financial situation, it’s important to set goals and keep tabs on your progress along the way. If you aren’t setting goals, then what are you really working towards? And, if you aren’t keeping tabs on your progress, how do you know if you will actually reach your goals? The ability
October 2020 Money Pulse Check Read More »
According to a Northwestern Mutual study, more than half (56%) of Americans don’t know how much they’ll need to retire. What’s even more shocking is the median amount of retirement savings for U.S. citizens is $5,000. Depending on when you retire, you must expect yourself to live a few decades after. That means you’ll need to
6 Tips to Help You Smartly Save for Retirement Read More »
Considering that I’ve gotten myself into (and out of) debt multiple times, I think I’m more than qualified to talk about what it takes to have a successful debt-free journey. Let me start by saying this: the debt-free journey was not a quick and easy ride for me. Some people have the kind of luck
6 Signs You’re Ready for a Successful Debt Free Journey Read More »
We’ve all been there. We’ve had endless to-do lists, only to put them to the side, never to be seen again. I’m sure this happens in all areas of life, not just finances. However, I want to focus on the financial loose ends that may be holding you back. Keep putting things on the back
5 Financial Loose Ends to Tighten Up Immediately Read More »
When it comes to your financial situation, it’s important to set goals and keep tabs on your progress along the way. If you aren’t setting goals, then what are you really working towards? And, if you aren’t keeping tabs on your progress, how do you know if you will actually reach your goals? The ability
September 2020 Money Pulse Check Read More »
Bankrate’s January 2020 Financial Security Index survey revealed that 41% of U.S. adults would cover the cost of a $1,000 car repair or emergency room visit using savings. The survey found that an additional 37% of U.S. adults would need to borrow the money in some capacity. This basically means that more than half of
5 Reasons Why You Need an Emergency Fund Read More »
Alright. I know I’m a broken record here, but a budget is the number one tool for financial success. I’ve said it before and I’ll say it again. In fact, I’ll never stop saying it. Too many people forget or don’t understand the importance of a budget, so it’s my job to consistently make sure
5 Ways to Make Your Next Budget a Success Read More »
One thing that’s inevitable when it comes to your budget? Unexpected expenses. It never fails. There will always be something you forget or something you had no idea to account for. Instead of throwing your budget out the window when unexpected expenses pop up, start saving for them! Not only will it help your budget,
How to Start Saving for Unexpected Expenses Read More »
