We all have occasional splurges every now and then. We know they aren’t great for the budget, but we’re fully aware of where that money is going. However, what about the purchases that you aren’t mindful about? These are the things you are buying that send your dollars down the drain, without you even realizing […]
6 Ways You’re Mindlessly Throwing Money Away Read More »
Ah, the dreaded paycheck-to-paycheck lifestyle can be hard to break out of. It’s a very easy cycle to fall into, but an incredibly hard cycle to get out of without proper money management. Living paycheck to paycheck leaves no room for errors. Unexpected expenses just can’t happen, because if they do, you won’t be able
How to Get One Month Ahead on Bills Read More »
Almost everyone would agree that having a life filled with financial security is extremely important. Having the ability to travel the world, start a business or pursue your passion, and leave a legacy behind for your children is a high-priority for most people. One can’t truly obtain those things unless you become financially independent. Racking
7 Money Moves to Become Financially Independent Read More »
For most of us, retirement seems like a lifetime away. So, why worry about it now, right? Wrong! Now is when you should be worrying about it! You have your whole life ahead of you, but don’t you want to be able to enjoy life after work? Imagine if you didn’t have any money in
7 Reasons to Save for Retirement Early Read More »
10 years ago, if you were to ask anyone what a blogger was, you’d get a confused stare. Now, people are blogging for a living and making major bucks! To start a money making blog could result in a lot of extra income! Blogging has skyrocketed because of the ease of accessibility and the power
How to Start a Money Making Blog Read More »
Personal finance management is one of the most important skills a person can have, but often never learned or properly utilized. It’s not easy to implement frugal habits and live a life of frugality – to assess needs versus wants and avoid spending money on things that you don’t need. However, it’s mandatory if you
9 Frugal Habits to Implement Now Read More »
If you aren’t familiar with an HSA (Health Savings Account), read the Health Benefits Basics article before moving on to this read. Most employers offer some form of health savings options for their employees. Whether it’s in the form of an FSA or an HSA, it can come in handy. For the sake of this
HSA Benefits: 5 Perks of an HSA Read More »
The mission of City Girl Savings is pretty clear – we teach and encourage women to reach financial independence while still enjoying the things they love. We are not in the business of cutting out all the fun in someone’s life. I, like most women, enjoy shopping, new clothes, taking trips, and dining out. However,
Why I’m Loving Cash Back Shopping! Read More »
Spending too much money on things you don’t need is never a good thing! When you are working towards financial independence, nothing can set you back more than overspending on…anything! Some things we can’t get away from – rent, utility bills, food. However, there are ways to cut back just about anywhere! If you put
10 Things You’re Spending Too Much Money On Read More »
