Author name: Raya Reaves

Raya Reaves is the Founder and Finance Coach of City Girl Savings, LLC. Raya launched City Girl Savings in 2015 as a resource for women from all walks of life to learn about personal finance and money management. Raya teaches women how to create and stick to realistic budget plans to reach their financial goals. Raya resides in Austin, Texas with her boyfriend and two Yorkie dogs.

A Step-by-Step Guide to Starting an Online Business

Starting an online business is not something that people initially think of, but it can be extremely lucrative. With any business, there are pros and cons, however with an online business, the income potential is unlimited. Anyone can access an online business, because it’s virtual-based. If someone has internet, they can find your online business.

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How to Research Your 401k Investment Options

You’ve signed up for your company’s 401k…great! You’ve allocated how much you will contribute each paycheck…wonderful! You’ve picked your investment options…what?! Most people get steps 1 and 2 done, which are very important, but fail to go the extra mile and pick their investments, which is also very important. When you don’t know how to

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Budget-Friendly Ideas for Valentine’s Day

Valentine’s Day, that amazing day of the year where couples and relationships are appreciated. If you aren’t in a couple, currently, you may not appreciate all that Valentine’s Day has to offer (Thank goodness for Galentine’s Day!) However, if you are with a significant other, you don’t have to break the bank to celebrate them

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