Author name: Raya Reaves

Raya Reaves is the Founder and Finance Coach of City Girl Savings, LLC. Raya launched City Girl Savings in 2015 as a resource for women from all walks of life to learn about personal finance and money management. Raya teaches women how to create and stick to realistic budget plans to reach their financial goals. Raya resides in Austin, Texas with her boyfriend and two Yorkie dogs.

Understanding Money Scarcity and How it Impacts You

According to Dictionary.com, scarcity means, “insufficiency or shortness of supply.” When I refer to money scarcity, I’m referring to the lack of money—more specifically, a person’s thoughts around their lack of money. Understanding money scarcity is key. In this post, I get specific about how a person thinks because we’re often biased. We may think

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