Daniella’s Finance Journey outlines the financial experiences that CGS member @daniellacoin is going through as she works with the CGS Financial Consultant to get on financial track. Daniella has graciously offered to share her journey to help inspire and motivate others to take control of their financial lives!
It was not the easiest week. My stove is still not fixed, so I’m buying food. I was working a lot this week and these two punks tried to rob me on the train. They did not get anything but it still shook me up. Then I was having disagreements with coworkers and on top of it all I was running out of money. It was all a bit much for me.
Life has ups and downs, this is only month five of living on my own. One thing I have noticed is that I am usually WAY more stressed out when life is happening and I have no money. I think this is one of the best things I have done, which falls in line with my New Year’s Resolution to be more financially successful. Living on my own taught me that accidents happen and the responsibility falls on my shoulders. While I still have support from my family at home for the major things, the day to day stuff is really in my hands. That is what motivates me to make thoughtful decisions. I can go out and get a new car, which would really ease my heart because the train late at night lost the appeal. However, I can get something now that will put me in more stress in the long run, or I can wait and get something when my credit score has a little repair. (It is not bad, but I will need a cosigner for anything that major.)
I will tell all of you not to let yourself get carried under in stress. I notice so many people have advice with no regard to your financial situation. I get people telling me to get a new car all the time and when I say I can’t afford one right now I hear a dismissive “something will work out.” You know what you can afford, don’t let anyone who is not contributing financially tell you what you should do with your money. Even if things are getting a little tough and you feel a little desperate, remember your goals. Often times it is worth it to wait.
Comment below, What are you waiting on? Do you feel like giving up? How are you pushing through?
Daniella is a 25 year old working millennial living in Dallas, TX. Daniella is originally from New York and has moved to Dallas to start a life of adulthood on her own. She currently works as an administrative assistant and has a passion for make-up! Feel free to leave a comment with any thoughts or questions for Daniella.