City Girl Savings is on a mission to spread financial knowledge. Our Finance Talk articles will help you learn and implement money moves!
Whether you have a lot of debt or just a lot of open credit lines, it’s crucial to your financial success to keep them organized. When you’re working to pay down debt, having a running list of all outstanding debts, with pertinent information for each debt, can help you feel more in control. When you […]
5 Tips to Organize Your Credit Accounts Read More »
Let’s get one thing straight: being frugal does not mean you’re cheap. To go a little deeper: being frugal means you’re “economical with regard to money.” Being cheap means you’re spending the lowest amount possible, with no regard to quality. Basically, being frugal means you give thought to your money decisions. Being cheap means the
6 Ideas to Help You Lead a Frugal Life Read More »
Listen, sometimes we make our budgets for the month, then life just happens. We’re so proud of ourselves for making a solid budget, then you need new tires. You’ve managed to budget in an extra debt payment to a credit card, then *BOOM* an unexpected bill pops up. Sometimes our budget goes into the mud,
5 Ways to Get Back on Track with Your Budget Read More »
By the time you’re hearing this episode, I’m a newly aged 35-year-old woman. My year from 34 to 35 has been one of tremendous growth. Not from a business or material standpoint, but from an internal one. It’s been a year of reflection, trusting the unknown, and having faith. It was a tough year personally
#91: 35 Money Lessons I Learned by 35 Read More »
Don’t ask me how, but I was savvy enough at 21 to enroll in my employer’s 401k plan. I didn’t know what I was invested in, I just knew the match was 5%, so I contributed 5%. 11 years later and I had over six-figures in that 401k plan! About halfway through that 11-year time
5 Tricks for Making the Most of Your 401k Read More »
By the time you’re reading this article, I’m a newly aged 35-year-old woman. I just got back from a few nights in Las Vegas, where my boyfriend and I went to see Drake and 21 Savage in concert. This is a very different birthday choice compared to 10 days in Italy last year! Here’s a
35 Money Lessons I Learned by 35 Read More »
No one is perfect with money. I REPEAT: No one is perfect with money! I’m a money coach, and I struggle with money sometimes. Not to mention, my past relationship with money was a terrible one. I was constantly spending. I was deep in debt. I had no direction. But guess what? I changed. My
How to Forgive Yourself for Bad Money Behavior Read More »
When I turned 30, I decided that I was finally going to get my life together, you know because I was a “real” adult now, I was GROWN grown. Like a lot of people, I started comparing myself to others and where they were in life. This was around the time when I decided to
5 Things I’ve Learned in Therapy About My Money Habits Read More »
You work hard for your money (hopefully), so shouldn’t your money work hard for you? I’m hoping your answer is “Heck yes, Raya”! But if not, I’ll settle for an “I’m intrigued”! Money is a tool. A resource. An engine we can use to obtain what we want, or say no to things we don’t
7 Steps to Making Your Money Work Better for You Read More »
