City Girl Savings is on a mission to spread financial knowledge. Our Finance Talk articles will help you learn and implement money moves!
Whether you’ve been recently introduced to the concept of sinking funds, or you’ve been implementing them for a while, there’s no doubt that you could be feeling overwhelmed. There are so many things to save for and only so much money that can be saved! All that means is that you need to get strategic. […]
How to Prioritize Your Sinking Funds Read More »
You do not need a million dollars to woo your partner and make them happy. Typically, it is the small things that matter, while materialistic things fade—it’s the feeling you leave with your loved ones remains everlasting. The great news? You can woo your partner on a budget! There is no rule to wooing your
6 Budget-Friendly Ways to Woo Your Partner Read More »
One of the most common questions I get as a budgeting coach is if people should save money when they have debt. There is no “one size fits all” answer. Every person’s situation is different. One person may be able to afford to save and pay off debt, while another person may not be able
Should You Save Money When You Have Debt? Read More »
A sinking fund is a strategic way to save for something specific. You create an account or have a cash envelop dedicated to that fund, and you save until you have what you need for your purchase! Sinking funds are a great way to categorize your savings, have what you need for future expenses, and
10 Sinking Funds to Include in Your Budget Read More »
When it comes to your financial situation, it’s important to set goals and keep tabs on your progress along the way. If you aren’t setting goals, then what are you really working towards? And, if you aren’t keeping tabs on your progress, how do you know if you will actually reach your goals? The ability
May 2020 Money Pulse Check Read More »
According to a CNBC study, Americans save less than 5% of their disposable income – the income that’s left over after all of their bills and responsibilities are covered. Saving less than 5% likely means your savings could be feeling a little dry. What about expenses you know are coming? Things like birthdays, Christmas, the
The Skinny on Sinking Funds Read More »
There’s nothing like an organized life. I’m talking an organized home, an organized office, organized finances and overall organization as a part of your everyday life. We’ve all been exposed to clutter and can instantly feel the effects. I know I’ve walked into my house after a long day at work and after seeing a
5 Ways to Track and Organize Your Spending Read More »
According to a 2017 MarketWatch report, about 49% of Americans are “concerned, anxious or fearful about their current financial wellbeing”. For a budget coach like me, that’s alarming! The reality is that everyone can have peace in their finances. It all boils down to how well you manage the money you make. If you’re not
How to Complete Your Financial Health Assessment Read More »
According to Dictionary.com, “automation” is the technique, method, or system of operating or controlling a process by highly automatic means, as by electronic devices, reducing human intervention to a minimum. In layman’s terms, automation means you set up a system to run automatically, taking out the need for consistent, manual actions. Automation can be set
Automate Your Finances in 5 Steps Read More »
