City Girl Savings is on a mission to spread financial knowledge. Our Finance Talk articles will help you learn and implement money moves!
Yep, you read that title right – I went a whole 5 months without spending unnecessary money! You see, I took a contract job, so I decided to embark on a no-spend challenge for five months. Five months of saying “nope” to all the extra spending. What started as a wild, yet necessary idea became […]
I Did a “No-Spend” Challenge for 5 Months – Here’s What Happened Read More »
Most budgeting issues are caused by 2 problems: a spending issue or an income issue. A spending issue means someone makes enough money to cover their bills, expenses, savings and moderated fun spending, however they overspend on things they don’t need, so it feels like they don’t make enough money. An income issue means someone
5 Signs Your Current Income Isn’t Cutting It Read More »
Financial Independence, Retire Early (also known as FIRE) is a movement devoted to extreme saving and investing in the present so that a person can retire much earlier than the traditional retirement age of 65. The Fire movement prioritizes saving and investing 50 to 70% of a person’s income, if not more, to ensure early
#145: Why the FIRE Movement is Too Extreme for Me Read More »
Hey y’all, hey! 😀Let’s play a game and see if you can guess one of my favorite 90s sitcoms. Hold on, let me clear my throat to sing the theme song; *clears throat*: “We are living (Ooh) Single (Hey) Ooh, and in a ’90s kind of world I’m glad I got my girls” Ok, I
7 Hidden Costs of Being Single Read More »
It can be hard to ask for help. It can be even harder to know when it’s time to ask for help. Unfortunately, the longer you wait to fix a problem, the worse it can become. In finances, but also any other area of life. Investing in help to fix a problem can save you
6 Signs It’s Time to Invest in Help for Your Finances Read More »
As formal as the term “money management” sounds, it’s a very basic concept: managing your money. Basically, making sure you are in control of what is and isn’t happening with your money. You have a budget that helps you tell your money where to go. You have goals for your money to help you live
6 Money Management Myths to Leave Behind Read More »
A budget is a tool. A budget is a necessity. A budget is not designed to make your life miserable. So often I hear people complain about budgeting, as if the budget is the problem. Unfortunately, it’s a person’s income, spending habits, or a combination of the 2 that’s the problem. The budget simply brings
5 Things an Effective Budget Always Has Read More »
Credit, when managed the right way, can help anyone take control of their money. Leveraging credit can give you access to cash, save you money, and help you purchase things you otherwise wouldn’t be able to have. That’s not to say that carrying balances and accumulating debt that you can’t pay back is a wise
#138: Mastering Your Money with Credit with Christina Roman of Experian Read More »
We’ve all been there – saying we’re going to control our spending, only to impulsively visit Sephora (or any other retailer) and spend way beyond our means. If I’m being honest, that was a norm for me in my early twenties. I had no form of self-control. No means (or wants) of stopping my unnecessary
5 In-the-Moment Mantras to Help You Control Your Spending Read More »
