You work hard for your money (hopefully), so shouldn’t your money work hard for you? I’m hoping your answer is “Heck yes, Raya”! But if not, I’ll settle for an “I’m intrigued”! Money is a tool. A resource. An engine we can use to obtain what we want, or say no to things we don’t […]
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In 2020, almost 60% of women in the United States were solely responsible for making investment decisions and around 40% out-earned their husbands, according to State Street Global Advisors, an investment management company. Guess what that means for us, ladies? Financial success is 100% in our own hands! There are certain must-do money moves for
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While I’m sure the thought of working during summer is less than appealing, I think we can all agree that making money, any time of the year, is always welcomed! I sure do miss the days of having nothing to do during the summer season. Grade school sure had its perks! Now that I’m an
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Ah, summertime. Beach days. Pool parties. Sun rays. Maybe it was the fact that summer vacation when we were little was a great time, but even as an adult, I always look forward to summer. While I no longer get summer vacations (can I go back please?! 😩), I still enjoy the summer months. Now,
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As of the third quarter of 2022, Americans hold $925 billion in credit card debt, which is a rise of $38 billion since Q2 2022. The Federal Reserve of New York says this is a 15% year-over-year rise – the biggest jump we’ve seen in more than 20 years. That’s not even touching on other
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If you’ve never heard of a “high yield savings account” (AKA HYSA), by the end of this article, your mind will be blown. If you do know what a HYSA is and you don’t have one, after you read this article, your immediate next step is to go open one! Seriously. High yield savings accounts
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I’ve been budgeting and saving for many years. With that comes picking up on tips and tricks, and learning what helpful savings accounts strategies work and don’t work. I’m a firm believer in the notion of one savings account per goal. Not only does this keep you organized, but it also keeps you on top
Breaking Down My Savings Accounts and Strategies Read More »
As a full-time business owner, I completely understand the many hats an owner must wear. Even before I was running City Girl Savings full-time, I was wearing all the hats, PLUS the corporate worker hat! It can be tempting to want to focus on “all the things” that come with running a business, but there’s
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As hard as it may be for you to believe, money doesn’t have to be complicated. Sure, there are complexities with anyone’s money situation, but there are always opportunities to simplify. My dad used to say “K.I.S.S” AKA “Keep It Simple Stupid”. Don’t make things more complicated than they need to be, especially your money!
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