There’s no getting around the fact that we all need to successfully build an emergency fund, regardless of how much or how little money we make. Everyone encounters financial setbacks, burdens, and hardships, and they often come when we least expect it. Having something set aside just for those unexpected set-backs can make life much […]
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Paying down debt should be a high priority for everyone. Some of the worst debt you can have comes in the form of unsecured debt. Things like personal loans, credit cards, or payday loans. These types of debt aren’t tied to an asset, like a house or car, so the interest rate is much higher
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No one actually wants to live paycheck to paycheck, but they also don’t want to stop the habits that are keeping them in that vicious cycle. When it comes to your money, the last thing you want to do is waste it! Being fully aware of what bad habits making you broke and working to
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What is life without growth? Staying in the same place in your career, relationship, financial health, and physical health is a terrifying thought! Improve, grow, learn, experience, and level up! If you vow to make a difference in your life, the change has to come from within. Everyone should work towards becoming a better version
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If you aren’t afraid to get your hands dirty, devote even more time to work, or get creative, there are plenty of side jobs to boost cash flow! When it comes to getting to the next level financially, it truly comes down to two principles: 1) Decrease your expenses and 2) Increase your Income. Doing
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One of the common trends around most City Girl Savings’ articles is this concept of living within your means…or even better, below them! Most successful savers and financially successful people in general have mastered the living within your means phenomena. In fact, they have mastered it so well that they actually live below their means!
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We all have occasional splurges every now and then. We know they aren’t great for the budget, but we’re fully aware of where that money is going. However, what about the purchases that you aren’t mindful about? These are the things you are buying that send your dollars down the drain, without you even realizing
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Ah, the dreaded paycheck-to-paycheck lifestyle can be hard to break out of. It’s a very easy cycle to fall into, but an incredibly hard cycle to get out of without proper money management. Living paycheck to paycheck leaves no room for errors. Unexpected expenses just can’t happen, because if they do, you won’t be able
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Almost everyone would agree that having a life filled with financial security is extremely important. Having the ability to travel the world, start a business or pursue your passion, and leave a legacy behind for your children is a high-priority for most people. One can’t truly obtain those things unless you become financially independent. Racking
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