Author name: Raya Reaves

Raya Reaves is the Founder and Finance Coach of City Girl Savings, LLC. Raya launched City Girl Savings in 2015 as a resource for women from all walks of life to learn about personal finance and money management. Raya teaches women how to create and stick to realistic budget plans to reach their financial goals. Raya resides in Austin, Texas with her boyfriend and two Yorkie dogs.

6 Simple Ways to Live Below Your Means

6 Simple Ways to Live Within Your Means

One of the common trends around most City Girl Savings’ articles is this concept of living within your means…or even better, below them! Most successful savers and financially successful people in general have mastered the living within your means phenomena.  In fact, they have mastered it so well that they actually live below their means!

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7 Money Moves to Become Financially Independent

Almost everyone would agree that having a life filled with financial security is extremely important. Having the ability to travel the world, start a business or pursue your passion, and leave a legacy behind for your children is a high-priority for most people. One can’t truly obtain those things unless you become financially independent. Racking

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