Author name: Raya Reaves

Raya Reaves is the Founder and Finance Coach of City Girl Savings, LLC. Raya launched City Girl Savings in 2015 as a resource for women from all walks of life to learn about personal finance and money management. Raya teaches women how to create and stick to realistic budget plans to reach their financial goals. Raya resides in Austin, Texas with her boyfriend and two Yorkie dogs.

Leveraging Essential Oils for Beauty Perks

We’ve all heard of essential oils, but do we know what they really are? Essential oils are scented oils derived from plants. The “essence” of the plant is captured in the oil, hence “essential” oil. In the past, essential oils had been used in medicine, food, beauty care, and aromatherapy. There’s no denying the benefits

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6 Crucial Elements for Getting Ahead Financially

Imagine this: a life without financial worry, filled with trips, the ability to get what you want when you want, and all-around security. That is what you have to look forward to when you are getting ahead financially. To be “ahead” financially means you are no longer living paycheck to paycheck, you have a plan

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