The Christmas Shopping List. An integral part of the holiday season and your holiday spending budget! For those of you who wing it every holiday season when shopping for presents, you’ll find this article insightful and inspirational! The Christmas Shopping List is a list of all the items you need to buy and spending that […]
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Journaling has played a huge role in the goals I’ve achieved in my life – financially, professionally, and personally. I first started journaling on a consistent basis in 2018. I was 29 years old and had decided that I wanted to run City Girl Savings full-time. I joined an online course and one of our
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Obviously, there are so many amazing things to love about the fall season. Halloween, Thanksgiving and the anticipation of Christmas, pumpkin spice lattes, and fall candles! I realize the latter makes me sound a little crazy, but I can’t get enough of fall candles! As August approaches (early, I know), I start stocking up on
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Whether you have a lot of debt or just a lot of open credit lines, it’s crucial to your financial success to keep them organized. When you’re working to pay down debt, having a running list of all outstanding debts, with pertinent information for each debt, can help you feel more in control. When you
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I started consistently journaling back in 2018. It was the year I turned 30 and started taking City Girl Savings seriously. It was the year I decided I eventually wanted to run City Girl Savings full-time. I took an online course that required me to journal and I’ve never stopped since. The benefits that have
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Let’s get one thing straight: being frugal does not mean you’re cheap. To go a little deeper: being frugal means you’re “economical with regard to money.” Being cheap means you’re spending the lowest amount possible, with no regard to quality. Basically, being frugal means you give thought to your money decisions. Being cheap means the
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Don’t ask me how, but I was savvy enough at 21 to enroll in my employer’s 401k plan. I didn’t know what I was invested in, I just knew the match was 5%, so I contributed 5%. 11 years later and I had over six-figures in that 401k plan! About halfway through that 11-year time
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By the time you’re reading this article, I’m a newly aged 35-year-old woman. I just got back from a few nights in Las Vegas, where my boyfriend and I went to see Drake and 21 Savage in concert. This is a very different birthday choice compared to 10 days in Italy last year! Here’s a
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No one is perfect with money. I REPEAT: No one is perfect with money! I’m a money coach, and I struggle with money sometimes. Not to mention, my past relationship with money was a terrible one. I was constantly spending. I was deep in debt. I had no direction. But guess what? I changed. My
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