Author name: Raya Reaves

Raya Reaves is the Founder and Finance Coach of City Girl Savings, LLC. Raya launched City Girl Savings in 2015 as a resource for women from all walks of life to learn about personal finance and money management. Raya teaches women how to create and stick to realistic budget plans to reach their financial goals. Raya resides in Austin, Texas with her boyfriend and two Yorkie dogs.

5 Ways Small Cut Backs Yield Great Results

I’ve mentioned this before, but when it comes to getting ahead financially there are two routes you can take: 1) increasing your income or 2) decreasing your expenses. There’s no denying the power of increased income, but that doesn’t mean small cut backs can’t make a difference. Sometimes, starting small can be beneficial over time.

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How to Afford the Life You Want

Everyone’s ideal life looks different. Everyone’s “American Dream” is unique to them. That’s a good thing! We all want different things out of life, but there are certain questions that must be answered to obtain those things. While everyone’s ideal life looks different, the questions to ask to help you get there are the same.

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