Author name: Raya Reaves

Raya Reaves is the Founder and Finance Coach of City Girl Savings, LLC. Raya launched City Girl Savings in 2015 as a resource for women from all walks of life to learn about personal finance and money management. Raya teaches women how to create and stick to realistic budget plans to reach their financial goals. Raya resides in Austin, Texas with her boyfriend and two Yorkie dogs.

6 Unexpected Costs that Come with Owning a Home

6 Unexpected Costs that Come with Owning a Home

Are you considering purchasing your home? If so, congratulations! Owning a home is a major milestone for most people and may be a person’s largest purchase and investment. Ideally, you’ve already read How to Financially Prepare for Homeownership, Saving for your First Home, and The Home Buyer’s Checklist. Now it’s time to prepare for the

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How minimalist living can help you reach your goals

How Minimalist Living Can Help You Reach Your Goals

Minimalist living has been getting a lot of attention over the past few years. In case you aren’t 100% sure about what minimalist living is, it essentially means living with less. The rationale behind minimalist living is that if you get rid of excess stuff and live a life based on experiences, you will lead

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