According to a 2015 FINRA NFCS survey, only 40% of the people surveyed spend less than they earn. 38% of the people live paycheck to paycheck, and 18% consistently spend more than they make. That basically means that a majority of people are breaking even or in the red every month. If you’re a part […]
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According to a Gallup poll, you’re most likely to budget if you make at least $75,000 per year. Considering I’m a budget coach, and 75% of my clients make under this number, you can imagine how disappointing this statistic makes me. I’m sure there are people under that salary range who’ve tried budgeting and it
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According to a CFSI survey, 17% of Americans are “financially vulnerable,” meaning they struggle with nearly all financial aspects of their lives, and 55% are “financially coping,” meaning they struggle with some but not all aspects of their financial lives. That means that over half of our country is not quite happy with how things
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Nearly 80 percent of American workers (78%) say they’re living paycheck to paycheck, according to a 2017 report by employment website CareerBuilder. 81% of women report living paycheck to paycheck, compared with 75% of men. Alright ladies, if that statistic doesn’t scare you, I don’t know what will! I’m on a mission to help as
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An internal report of the Personnel Management Association showed that when training is combined with coaching, individuals increase their productivity by an average of 86% compared to 22% with training alone. That means there is something to be said about being coached, in conjunction with your training and learning. While you can grow in many
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A key component of financial success is knowing the difference between needs and wants, and then being able to say no to the wants. Saying no to the wants means you are financially prioritizing your needs and goals. According to a Gallup poll, only 30% of Americans have a long-term financial plan that includes savings
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City Girl Savings has been around since 2015, and since its inception, I have been 100% focused on helping as many women succeed financially as I can. I do this quite a few different ways, but the most impactful way is through my financial coaching. In case you didn’t know, I have a 12-week, one-on-one
How One Client Increased Her Net Worth by 5 Figures Read More »
Did you know that a 2017 report in MarketWatch found that half of American households currently live paycheck to paycheck? That means half of our country is barely getting by. That also means that half of our country would be S.O.L if an emergency came up. You may fall into this bucket, but should you? I’m sharing
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The number of people who don’t have or follow a budget is astounding. In fact, a Gallup poll found only 32% of Americans maintain a household budget. That means that nearly 70% of the country is not aware of their money situation in a given month. My only guess as to why this is the
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