Author name: Raya Reaves

Raya Reaves is the Founder and Finance Coach of City Girl Savings, LLC. Raya launched City Girl Savings in 2015 as a resource for women from all walks of life to learn about personal finance and money management. Raya teaches women how to create and stick to realistic budget plans to reach their financial goals. Raya resides in Austin, Texas with her boyfriend and two Yorkie dogs.

How to Complete Your Financial Health Assessment

According to a 2017 MarketWatch report, about 49% of Americans are “concerned, anxious or fearful about their current financial wellbeing”. For a budget coach like me, that’s alarming! The reality is that everyone can have peace in their finances. It all boils down to how well you manage the money you make. If you’re not

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Automate Your Finances in 5 Steps

According to Dictionary.com, “automation” is the technique, method, or system of operating or controlling a process by highly automatic means, as by electronic devices, reducing human intervention to a minimum. In layman’s terms, automation means you set up a system to run automatically, taking out the need for consistent, manual actions. Automation can be set

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12 Steps to Improve Your Financial Wellness

Financial Literacy Month in full effect! Based on research data by the Financial Industry Regulatory Authority, 63% of Americans are financially illiterate. They lack the basic skills to reconcile their bank accounts, pay their bills on time, pay off debt and plan for the future. Financial wellness is caring for the wellbeing of your personal

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