Author name: Raya Reaves

Raya Reaves is the Founder and Finance Coach of City Girl Savings, LLC. Raya launched City Girl Savings in 2015 as a resource for women from all walks of life to learn about personal finance and money management. Raya teaches women how to create and stick to realistic budget plans to reach their financial goals. Raya resides in Austin, Texas with her boyfriend and two Yorkie dogs.

6 Tricks to Plan for the Future Without Feeling Deprived in the Present

I’ve done the deprivation thing, and it’s not fun…nor is it effective. Trying to withhold yourself from spending money, having fun, seeking out adventure, or any other form of deprivation will leave you ready to throw it all away and become a digital nomad. Not that there would be anything wrong with that! My point

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From Overwhelmed to Organized: Steps to a More Peaceful and Productive Life

As women, we have so much on our plates. We work, manage households, tend to children, build and run businesses, make it a point to get physical activity in, and so many other things. I don’t even have kids yet but often feel overwhelmed with all that I have to manage. I can only imagine

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