If your student loans are private and have unusually high interest rates, it could be in your best interest to refinance them to a lower interest rate and lower monthly payment. However, there is no simple answer to the question of if you should refinance your student loans. This is because refinancing could affect someone […]
Refinancing Student Loans Read More »
Client Goal: Control spending, pay down debts and be better financially Client Start Date: May 2016 Client Target Date: December 2016 Client Credit Score at Start: 517 Client Current Credit Score: 685 Daniella’s Story (as told by the CGS Financial Consultant): Daniella first reached out to City Girl Savings in April of 2016 because she
CGS Client Success Story: Daniella’s Credit Score Jumped 170 Points! Read More »
Most companies give annual bonuses or raises to their employees. When this happens, your manager (or your manager’s manager) has the ability to assign the amount of the raise. If you know that your company gives out raises on an annual basis, and there were no cuts across the board, how do you explain not
5 Reasons You Didn’t Get a Raise Read More »
The one place that you never want to have problems in is the bedroom. Your bed should exude relaxation and be that place of comfort when you’re ready for a good night’s sleep. Outside of the standard bedding, there are certain things you can do to make your bed the ultimate spot for coziness and
5 Tricks for a Cozier Bed Read More »
We all know things like going to college, getting that Master’s degree, and investments in our career or business come with hefty price tags. We take out loans to cover these costs and work to pay them down as quickly (and smartly) as possible. While these may be “duh” items that come with debt, there
6 Things You Didn’t Think Could Put You in Debt Read More »
Meditation is a form a relaxation that helps you “de-concentrate” your thoughts. Instead of focusing on twenty different things that you have to do, meditation encourages a thoughtless state of mind. Simply being in a thought-free state of mind can yield major benefits. Check out the infographic from The Art of Living on the benefits
7 Reasons to Start Meditating Read More »
Whether you are waiting to file your taxes or already got your refund back, you should already be thinking about what you can do to maximize next year’s return. If you didn’t get back as much as you wanted, or worse, you owed money to the IRS, you have a chance to change that outcome
6 Things to Do Now for Next Year’s Tax Return Read More »
According to AAA (aka Triple A), costs for your car including insurance, gas and regular maintenance run up to about $8,700 a year! Add that monthly amount (about $725) to a hefty car payment and you’re easily shelling out $10,000 on your car every year. After a house, a car is one of the largest
5 Ways to Cut Your Car Costs Read More »
Right now, everyone is scrambling to file their taxes in hopes of getting the largest refund possible. If you work a normal job, with no extra income sources, you’re likely filing your return with TurboTax. If you have a slightly more complex situation, like a business owner or homeowner, you may be struggling between hiring
Do You Need a CPA? Read More »
