#66: Why Your Happiness Should Be First Priority I see it all the time – whether it’s my clients, my friends or myself, we’re constantly putting other people’s needs and fee … Read More »

6 Tricks to Help You Make Travel a Priority There are so many benefits to traveling, yet most people don’t explore as much as they want to. Sure, they may dream about and t … Read More »

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My Bucket List Travel Destinations Oh, to be able to travel again!! I remember reading something that said that travel in 2022 was way more than pre-pandemic times … Read More »

#63: How to Financially Prioritize Your Needs and Wants A key component of financial success is knowing the difference between needs and wants, and then being able to say no to the wants. Much like practicing delayed gratification, which we’ve talked about before. If you haven’t been able to financially prioritize your needs and wants, or if you feel like your wants have always come first, it’s time to change things up! Reaching financial success means you put the most important things first, and the rest comes later. Sacrificing is a big part of it. In this episode, I’m going to walk you through how to financially prioritize your needs and wants, so you can start making progress towards your goals. As you get started with prioritizing your needs over your wants, give yourself some grace. It’s not always a flip of the switch, but consistency is key! Here’s a glance at this episode: [01:44] Raya helps a listener decide whether to focus on paying down debt or building up savings, in this City Girl Solutions Q&A. [03:16] Before prioritizing needs and wants, it’s important to understand the differences between the two. Raya breaks them down. [04:58] Start by recognizing your needs, specific to your situation. What do you not currently have that is an essential need? [08:00] After your income is allocated to your needs, 75% of what’s left over should be allocated to your financial goals. [10:41] After your income is allocated to your needs, 25% of what’s left over should be allocated to your wants – the remaining 75% should have already been allocated to your goals. Click here to listen! Rate, Review, & Follow on Apple … #63: How to Financially Prioritize Your Needs and WantsRead More »