#59: 10 Things to Do Now to Be Richer Next Year

Building wealth is a life-long process. It never ends. That’s a good thing. It means anyone can achieve financial success as long as they work towards it. However, the earlier you start planning and doing the right things with your money, the earlier you will achieve the wealth you are looking for. Since we can’t change the past (and erase all of those bad financial decisions), we need to focus on what we can change – the things we do right now. In this episode, I’m sharing 10 things to do now to be richer by this time next year. Some of these things are simple and some are more complex, but each of them will help make a difference in your wealth-building journey.

Here’s a glance at this episode:

  • [02:43] Cutting back expenses doesn’t have to be permanent, but it can make a big difference in your wealth-building journey.
  • [05:13] A cash-only system can help you stick to your budget, especially when you only use cash for your discretionary spending.
  • [07:25] Investing is one of the best ways to build true, long-term wealth. Get started with a simple account with a company like Betterment.
  • [11:00] Anything extra you can put towards your debt payments will help you over time. Don’t feel like large amounts are the only way to make progress.
Click here to listen!

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Resources mentioned in this episode:

Open a high-yield savings account with Ally, Synchrony or SoFi! Listen to Episode #37 – How Practicing Delayed Gratification Sets You Up for Financial Success Read The Spender’s Guide to Debt-Free Living Get your question answered on the podcast! Ask your question here. Struggling with your finances? Schedule a free financial focus call with me! Follow City Girl Savings on Instagram Follow City Girl Savings on TikTok

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