Ditch the Overthinking and Start Making Progress
Have you ever wanted to do something, like start a side hustle, switch careers, sign up for a new fitness program, or even reorganize your budget…but found yourself stuck in research mode?
You start Googling. Then you scroll. Then you start comparing options, reading reviews, watching videos… and before you know it, you’ve done everything except take action.
Welcome to analysis paralysis—a common roadblock for driven, high-achieving women who want to get things right but end up overwhelmed by options. With so much information at our fingertips, it’s easy to spiral into overthinking and never move forward.
The truth is, this kind of mental overload is one of the biggest productivity killers out there—and it quietly sabotages your goals, both personal and financial.
As a financial coach and entrepreneur, I’ve seen analysis paralysis delay people from starting budgets, launching businesses, saving for future goals, and making confident decisions in their daily lives. But here’s the thing: You don’t need more information. You need a system for taking action.
In this episode, I’m sharing 5 powerful ways to overcome analysis paralysis and start taking action with purpose.
Whether you’re working on your personal development, managing your money, or navigating life decisions, these practical strategies will help you break through mental blocks and build momentum, without waiting for everything to be perfect.
Here’s a glance at this episode:
- [01:51] While analysis paralysis isn’t something Raya struggles with, not seeking enough information has posed some problems for her in the past.
- [04:51] Let momentum from completing the first small step help you build the confidence you need to move forward without overwhelm.
- [07:58] Progress over perfection – easy concept to say but much harder to implement, especially for women.
- [11:34] Too many options often results in too much data to go through, decreasing your confidence in successfully making a decision.
- [14:31] Raya shares an example of how to pinpoint feelings associated with future goals or decisions to help you decide to move forward or not.
“If you do too much research, it can cost you time. If you don’t do enough, it can cost you money. The key is to find the middle ground.”
Here’s What You’ll Learn in This Episode:
How to avoid getting stuck in endless research and start with just one focused step
The surprising downside of too many options—and how to simplify your decisions
Why progress will always matter more than perfection
How to create internal deadlines to stop overanalyzing and start executing
The power of trusting your gut and learning from action—not inaction
Rate, Review, & Follow:
Did you love this episode? Are you a fan of the City Girl Savings podcast? If so, please consider rating and reviewing the show!
This helps spread the word about City Girl Savings, and hopefully helps more people make the best money moves possible on the way to their dream life!
To leave a review on Apple Podcasts, click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved most about the episode!
Also, please make sure you’re subscribed and following the City Girl Savings podcast on Apple Podcasts, Spotify, and YouTube!
Resources mentioned in this episode:
Listen to Episode #57 – How to Spark Inspiration Within Yourself
Listen to Episode #75 – Stop Putting Off Improving Your Situation
Learn about Raya’s Financial Focus Coaching Program
Follow City Girl Savings on Instagram, YouTube, and TikTok
Join the City Girl Savings Facebook Group
Subscribe to the City Girl Savings Newsletter!
