#131: How to Use Credit Cards to Fund Your Vacations

Have you heard of the term “travel hacking”?

If not, you’re not alone.

I was introduced to the concept of travel hacking over two years ago by a Travel Rewards Coach who came on the podcast.

I was mesmerized – not only because I love to travel but because there’s a way to do it for free, essentially!

While I won’t be breaking down travel-hacking in detail, in this episode, I’m sharing how to use credit cards to fund your travel, almost like a beginner’s way to travel hack!

Once you have the starting point, you can always work your way up to more travel-hacking strategies!

Here’s a glance at this episode:

  • [02:00] Use points from travel cards to book your travel. This is the easiest way to use credit cards to fund your vacations.
  • [05:15] Some companies have sales on points. Use this as an opportunity to stock up on points without spending money on other things.
  • [09:33] Use a credit card during your travel. Eventually, you’ll work your way up to more and more points to use for future travel.
  • [13:00] Looking for your first travel card? Google “the best travel credit cards” and compare your options.
  • [14:59] DO NOT CARRY A BALANCE. Travel hacking only works when you pay your credit card balance in full each month.

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Resources mentioned in this episode:

Listen to CGS Podcast Episode 12 – An Introduction to Travel Hacking

Listen to CGS Podcast Episode 30 – Vacation Planning on a Budget

Earn 185,000 Bonus Points with the American Express Bonvoy Card

Let Raya create a budget plan for you!

Learn about Raya’s Financial Focus Coaching Program

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