10 Ways to Save $20 or More This Month

Let’s be real here, vowing to cut back all spending for a month is great but not always realistic. Instead of going to such extremes so quickly, why not start small? There are little things you can do in your day-to-day routine that will help you cut your overall monthly costs. The CGS Team is sharing 10 ways you can save $20 or more this month by simply making small changes to your daily habits.

Forget Starbucks Once a Week – By simply skipping Starbucks one day a week ($5/cup), you will easily save $20 a month. Try cutting that to twice a week and save even more!

Bring Your Lunch to Work Every Other Day – Similar to skipping the Starbucks, if you bring your lunch to work every other day, you will save $20 this month, if not more.

Let Your Clothes Air Dry – By avoiding the drying part of the laundry process each week for a month, you will see a huge cut in your power bill. Here’s hoping its well over $20 in savings!

Automate Your Savings to $5 a Week – Possibly the easiest way to save $20 this month is to transfer $5 per week into a savings account. The amount is so little that you won’t even notice it’s gone.

Do Your Own Nails – Even passing on the nail salon one week out of the month will save you well over $20. Plus, the more you do your own nails, the better you become. Then, you won’t have to rely on others to do your nails for you.

Have Happy Hour at Home – You could spend $10 on a glass of wine or $10 on a bottle and get a few glasses. Offer to host a happy hour at your casa the next time a coworker suggests you go out. She can host the next one!

Stick to the List – Overspending at the grocery store is extremely easy to do, and we often justify it since we “need food to survive.” Create a list before going to the store (and never go hungry), and stick to it.

Get Your Reads at the Library – Whether you like magazines or good ‘ol books, instead of purchasing them, visit the library and read your favorites for free.

Follow Your Favorite Brands on Social Media – Most companies are all over social media nowadays, so take advantage! Brands often share exclusive discounts with their followers which can easily amount to over $20 in savings.

Bring Your Own Drinks and Snacks – Whether it’s to work, the gym, the mall, or anywhere, never be the girl who’s hungry and has to eat out. Always pack a bottle of water and healthy snack in your bag. If you’re anything like us, hunger trumps all good judgement.

Related: 31 Ways to Save More Money


You don’t have to go crazy to make some major savings progress each month. Little things like the tips listed above can make a huge difference. What are some simple ways you like to save money? Where have you made cut backs and seen the difference? Post a comment below to share your thoughts.

-The CGS Team



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