City Girl Savings is on a mission to spread financial knowledge. Our Finance Talk articles will help you learn and implement money moves!
We’ve shared the signs you are ready to start your own business in the article Becoming a #GirlBoss: 6 Signs You’re Ready to Start Your Own Business, and we’ve shown you the necessary steps for starting a business in the article Finance 101: Starting a Business. Now, the CGS Team is sharing 8 lame excuses […]
8 Excuses for Not Starting Your Own Business Read More »
Skipping down the aisles singing Christmas songs, holding hands, and smiling with strangers is the last thing people think about when they prepare for black Friday shopping. Instead images of no sleep, racing through aisles, and wrestling for the last item is what consumes their mind. You can be a savvy shopper on black Friday!
A Savvy Shopper’s Black Friday Guide Read More »
Budgeting is a strategic process. This is especially true when budgeting for big purchases! Your budget will show how far your income can take you. Often times, your income will allow you to cover expenses and hopefully a little savings. But what happens when you need your income to cover your expenses, add some to
Budgeting for Big Purchases Read More »
When it comes to loaning money to family or friends, things can get hectic. You want to help, but is the person reliable? Will you ever see your money again? If not, are you willing to end a relationship over money? Money can make people do crazy things, so when you’re loaning it out, take
The Dos and Don’ts of Loaning Money Read More »
Debt consolidation is the act of combing all debts into one. This could be through a loan that pays off multiple credit cards, a high limit credit card that pays all other debts, or a secured loan taken against an asset to pay for all debts. There is this belief that debt consolidation is an
Debt Consolidation: Is it For You? Read More »
It’s no surprise that the retail price of most items is much higher than what the retailer paid for it. However, that means there is room for discounts to be given. We aren’t necessarily saying to negotiate the price, because the price is the price, but there are some ways to get a discount. All
Asking for Discounts: How to Get a Deal Read More »
There’s no doubt that personality has a lot to do with how you spend (or don’t spend) money. If you are an impulsive person by nature, it may be easy for you to drop $600 on a pair of Christian Louboutin pumps. On the contrary, if you are genuinely frugal, you may pass on great
5 Habits of the Financially Stable Read More »
With mobile banking, online bill pay, Apple Wallet, and so many other forms of easy payments, identity theft, computer hacking, and fraud is on the rise. However, keeping your financial information safe is not difficult to do. With a few simple steps and a general acknowledgement of the risks, you can feel confident that your
Financial Security: Keeping Your Info Safe Read More »
Did you know there are plenty of ways to save money? To get technical, saving means “to lay up money as the result of economy or thrift” and “to be economical in expenditure”, according to Dictionary.com. Saving doesn’t just mean putting money into a savings account. There are so many ways to save and we
All the Ways to Save Read More »
