City Girl Savings is on a mission to spread financial knowledge. Our Finance Talk articles will help you learn and implement money moves!
There’s no doubt that personality has a lot to do with how you spend (or don’t spend) money. If you are an impulsive person by nature, it may be easy for you to drop $600 on a pair of Christian Louboutin pumps. On the contrary, if you are genuinely frugal, you may pass on great […]
5 Habits of the Financially Stable Read More »
With mobile banking, online bill pay, Apple Wallet, and so many other forms of easy payments, identity theft, computer hacking, and fraud is on the rise. However, keeping your financial information safe is not difficult to do. With a few simple steps and a general acknowledgement of the risks, you can feel confident that your
Financial Security: Keeping Your Info Safe Read More »
Did you know there are plenty of ways to save money? To get technical, saving means “to lay up money as the result of economy or thrift” and “to be economical in expenditure”, according to Dictionary.com. Saving doesn’t just mean putting money into a savings account. There are so many ways to save and we
All the Ways to Save Read More »
There’s nothing more exhilarating and fulfilling than starting your own business! If you are lucky enough to have found work that you love doing every day, then why not become your own boss? One of the CGS Team’s favorite books is #GirlBoss by Sophia Amoruso. The Nasty Gal founder explains how she started as a
Becoming a #GirlBoss: 6 Signs You’re Ready to Start Your Own Business Read More »
Whether you are fresh out of college or steady in your career with a home, paying down debt affects just about everyone. According to government data as of June 2015 for American households, the average household’s credit card debt totals $15,609, the average household’s mortgage debt totals $156,706, and the average student loan debt is
5 Steps for Paying Down Debt Read More »
The reality of living from paycheck to paycheck is extremely burdensome. What happens if you run out of cash before your next check? How do you allocate which bills get paid on time and which don’t? What if an emergency comes up? All of these questions take a heavy toll on a person who may
Stop Living Paycheck to Paycheck Read More »
If you look at your bank statement every month (which you should be), then you might see certain charges or fees that your bank has assessed you. Maybe you dispute those pesky common bank fees, maybe you accept them, but are you understanding why you are getting these fees? The CGS Team is going to
6 Common Bank Fees Explained Read More »
99 Cent Store, Dollar Tree, Dollar General, the list of stores that provide just about everything for $1 is never ending. Every city has one, and shopping there doesn’t make you cheap! In fact, there are actually certain dollar store buys that are worth purchasing as cheap as possible. On the contrary, some things should
Dollar Store Buys You Can Get Away With Read More »
Whether you are looking to buy a new house, finance a car, or open new line of credit, your current credit history affects the interest rate you will be offered. Since credit scores are a numeric calculation of your credit history, financers use these numbers to determine what rate of interest to charge you. If
How Credit Scores Affect Interest Rates Read More »
