Have you ever been intentional with consistent gratitude? Meaning, every day you acknowledge the things you’re grateful for, for an extended period of time. If you have been intentional with gratitude and appreciation, you probably have noticed the benefits. The more grateful you are, the more you seem to have and the happier you seem […]
7 Ideas to Help You Appreciate Your Money Read More »
There’s no better time than the present to start implementing positive habits. The next best time is in preparation for a new year! Whether that’s January 1st, or 4-6 weeks in advance of the new year. The Virgo in me always thrives on a fresh start. A new week. A new month is even better.
6 Positive Life Habits to Start Before the Year Ends Read More »
Take it from a reformed holiday overspender, sticking to a holiday spending limit is a must to stay on track with your financial goals. There was a certain time in my life where the holidays felt like free reign. With all the sales, not only would I spend on Christmas gifts for others, but I’d
5 Tricks to Help You Stick to a Holiday Spending Limit Read More »
In financial terms, your “bottom line” essentially means your profit. Whether it’s what’s left after you’ve allocated your income to expenses and spending in the month (via your budget). Or, if you’re calculating your net worth by deducting your total debts from your total assets. Either way, we want our “bottom line” number to be
5 Toxic Money Behaviors Hurting Your Bottom Line Read More »
Most budgeting issues are caused by 2 problems: a spending issue or an income issue. A spending issue means someone makes enough money to cover their bills, expenses, savings and moderated fun spending, however they overspend on things they don’t need, so it feels like they don’t make enough money. An income issue means someone
5 Signs Your Current Income Isn’t Cutting It Read More »
It can be hard to ask for help. It can be even harder to know when it’s time to ask for help. Unfortunately, the longer you wait to fix a problem, the worse it can become. In finances, but also any other area of life. Investing in help to fix a problem can save you
6 Signs It’s Time to Invest in Help for Your Finances Read More »
As formal as the term “money management” sounds, it’s a very basic concept: managing your money. Basically, making sure you are in control of what is and isn’t happening with your money. You have a budget that helps you tell your money where to go. You have goals for your money to help you live
6 Money Management Myths to Leave Behind Read More »
A budget is a tool. A budget is a necessity. A budget is not designed to make your life miserable. So often I hear people complain about budgeting, as if the budget is the problem. Unfortunately, it’s a person’s income, spending habits, or a combination of the 2 that’s the problem. The budget simply brings
5 Things an Effective Budget Always Has Read More »
We’ve all been there – saying we’re going to control our spending, only to impulsively visit Sephora (or any other retailer) and spend way beyond our means. If I’m being honest, that was a norm for me in my early twenties. I had no form of self-control. No means (or wants) of stopping my unnecessary
5 In-the-Moment Mantras to Help You Control Your Spending Read More »
