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  • Profile picture of Raya Reaves

    Raya Reaves wrote a new post 8 months, 2 weeks ago

    6 Positive Life Habits to Start Before the Year Ends There’s no better time than the present to start implementing positive habits. The next best time is in preparation for a new y … Read More »

  • Profile picture of The CGS Team

    The CGS Team wrote a new post 8 months, 3 weeks ago

    #150: 6 Reasons Not to Go into Debt During the Holidays If you’re anything like old Raya, the holidays can put a hurting on your budget. Between Christmas gifts, personal gifts, s … Read More »

  • Profile picture of Lena I. Dell

    Lena I. Dell wrote a new post 8 months, 3 weeks ago

    5 Lessons I Learned While Working with Rich People So, let me explain how the idea for this article came about…I’ve lived 187 lives already haha! I say this because I just dec … Read More »

  • Profile picture of The CGS Team

    The CGS Team wrote a new post 8 months, 4 weeks ago

    #149: Making the Mindset Shift from Spender to Saver If you’re new to the City Girl Savings community, then I need you to know that while I may be a finance coach and the founder of C … Read More »

  • Profile picture of Raya Reaves

    Raya Reaves wrote a new post 9 months ago

    5 Tricks to Help You Stick to a Holiday Spending Limit Take it from a reformed holiday overspender, sticking to a holiday spending limit is a must to stay on track with your financial … Read More »

  • Profile picture of The CGS Team

    The CGS Team wrote a new post 9 months ago

    #148: 5 Budget Adjustments to Make in the Fall Fall is my favorite season! The weather is cooling down, pumpkin spice lattes are flowing, and the holidays are around the … Read More »

  • Profile picture of Taelor Cage

    Taelor Cage wrote a new post 9 months, 1 week ago

    6 Tips for Setting Goals with Your Partner Setting goals with your partner can enhance your relationship and ensure that both of you are aligned in your ambitions and … Read More »

    • Profile picture of Raya Reaves
      Raya Reaves replied 9 months, 1 week ago

      I think setting goals with your partner is so powerful. It shows you can work together (or not), helps you work as a team, and reach new levels together.

  • Profile picture of Raya Reaves

    Raya Reaves wrote a new post 9 months, 1 week ago

    5 Toxic Money Behaviors Hurting Your Bottom Line In financial terms, your “bottom line” essentially means your profit. Whether it’s what’s left after you’ve allocated your inco … Read More »

    • Profile picture of Raya Reaves
      Raya Reaves replied 9 months, 1 week ago

      I’m a fan of balance transfer offers, but only if your budget is tight. If you can pay the balance off before interest kicks in, it’s a great option. If you tend to overspend or don’t have a budget in place, it’s not worth it to pay interest after the promo period ends.

  • Profile picture of The CGS Team

    The CGS Team wrote a new post 9 months, 1 week ago

    #147: The Rise of Financial Coaching with Nicole from Arise Financial I’ve been a finance coach since 2016 and since then, I’ve seen a huge increase in the number of financial coaches offering ser … Read More »

  • Profile picture of Taelor Cage

    Taelor Cage wrote a new post 9 months, 2 weeks ago

    5 Things You Can Do to Build Confidence in Your Current Role Building confidence in your current role is essential for both personal growth and professional success. There’s a visible d … Read More »

  • Profile picture of The CGS Team

    The CGS Team wrote a new post 9 months, 2 weeks ago

    #146: 6 Habits and Routines That Help Me Manage My Time One thing I pride myself on is my ability to manage my time and get things done. I’ve always been the type of person who does w … Read More »

  • Profile picture of Lena I. Dell

    Lena I. Dell wrote a new post 9 months, 3 weeks ago

    I Did a “No-Spend” Challenge for 5 Months – Here’s What Happened Yep, you read that title right – I went a whole 5 months without spending unnecessary money! You see, I took a contract job, so I … Read More »

  • Profile picture of Raya Reaves

    Raya Reaves wrote a new post 9 months, 3 weeks ago

    5 Signs Your Current Income Isn’t Cutting It Most budgeting issues are caused by 2 problems: a spending issue or an income issue. A spending issue means someone makes enough … Read More »

  • Profile picture of The CGS Team

    The CGS Team wrote a new post 9 months, 3 weeks ago

    #145: Why the FIRE Movement is Too Extreme for Me Financial Independence, Retire Early (also known as FIRE) is a movement devoted to extreme saving and investing in the present so … Read More »

  • Profile picture of Taelor Cage

    Taelor Cage wrote a new post 10 months ago

    5 Ways to Get More Time Back in Your Day Finding more time in your day often feels like a distant dream. It’s funny to me when people find motivation in knowing we have t … Read More »

  • Profile picture of The CGS Team

    The CGS Team wrote a new post 10 months ago

    #144: 5 Things You Can Do to Give Yourself More Time Back in the Day Is it just me, or does it feel like the older we get, the less time we seem to have? Like the time we do have just flies by in … Read More »

  • Profile picture of Taelor Cage

    Taelor Cage wrote a new post 10 months, 1 week ago

    5 Tips for Planning a Trip with Friends Planning a trip with friends can be an exciting and rewarding experience, but it also requires careful coordination to ensure that … Read More »

  • Profile picture of Marshante Taylor

    Marshante Taylor became a registered member 10 months, 1 week ago

    Marshante Taylor

    @eunicee18

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  • Profile picture of The CGS Team

    The CGS Team wrote a new post 10 months, 1 week ago

    #143: My Travel Bucket List and Destination Experiences If you know me, then you know I love to travel. Long ago, when I was forced to identify my life’s priorities, I came to the r … Read More »

  • Profile picture of Lena I. Dell

    Lena I. Dell wrote a new post 10 months, 2 weeks ago

    7 Hidden Costs of Being Single Hey … 7 Hidden Costs of Being SingleRead More »

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