6 Budget-Friendly Updates to Cozy Up Your Home When it comes to making your home a cozy oasis, you don’t need to spend a fortune. Simple DIY touches can make any home a comfortable spot. Mixing old and new styles can add an individual bit of flair. While we all have our own idea of what coziness looks and feels likes, any cozy space will evoke feelings of comfort, relaxation, and contentment. Check out these six budget-friendly options for making your home feel that much cozier. #1 Declutter If you’ve been waiting for a sign to declutter and get rid of items that no longer serve you, this is it! Organized, clutter-free locations instantly become more relaxing, and the less stuff you have, the less stuff you have to keep clean. Clutter can cause physical and mental obstructions and distractions. Clean it up, and you’ll instantly feel cozier and be able to appreciate what you already have. As a result, your home will feel more comfortable and you’ll avoid spending money on things you don’t need. Not sure where to start with decluttering? Check out Declutter Your Way to Happiness. #2 Incorporate Simple Things When creating a cozy space, you can never go wrong with simple touches like throw blankets, accents, and plans. Faux fur throws are the best for creating a cozy setup—they can take you from lazy weekend nap to full-on hibernation in the blink of an eye. Stop by your favorite Target or thrift store and pick up a simple wooden accent piece. Wood adds warmth to a room without taking up a lot of space. Don’t skip the bedroom when it comes to displaying your much-loved houseplants! While they add a nice bit of coziness to any room, houseplants also purify the air for a healthier night’s sleep. #3 Add Vintage Pieces For a soft, inviting space, a delicate mix of vintage textiles can add subtle depth and interest. Whether you choose textured wallpaper or a herringbone-patterned floor, the space will feel like the ideal spot to curl up with a good book. Warm wooden accents and a vase filled with fresh flowers can create a nature lover’s paradise, and with a stack of books placed on a shelf nearby, you’ll never want to leave your tranquil refuge! #4 Choose the Right Colors Neutral hues can instantly make your home feel cozier. Simple colors like a light gray accented with soft baby blue or lavender hues will promote relaxation and comfort. Light colors are great for making a room feel larger, which is ideal for a space like the kitchen or living room. A darker hue in your bedroom will create the perfect spot to relax and recharge. Adding some plush bedding and tons of pillows will create nice contrast and make the bed the focal point of the room. Rugs are another great way to add a pop of color, texture, and warmth to any room. Try layering rugs in different shapes and patterns for an extra cozy look! #5 Add Light Light is everything when it comes to creating a cozy space without breaking the bank. Soft lighting choices like lamps and overhead lighting with dimmers, along with a scented candle or two, can up the cozy factor of any room. A fireplace adds warmth, but if you don’t have the real thing, even a thrift store mantel piece with some interesting details can create a similar effect. When it’s time to decorate for the holidays, nothing says cozy like a mantel covered in evergreen. #6 Rearrange Furniture Nothing is less expensive than rearranging the furniture you already own! Finding a new configurating for your furniture can make any space feel fresh, funky, and cozy. If you have a large piece of furniture in front of a window, moving it away and letting in more natural light will work wonders. Creating a quiet nook in a corner with an armchair, a side table, and a strategically placed lamp adds a bit of cozy and whimsy to any room. Place two comfortable chairs near a window and facing each other to create an intimate space. Never underestimate the importance of furniture placement! Related: 7 Budget-Friendly Décor Updates   There are many ways to create a warm, cozy vibe in your home while staying within your budget. Don’t just impulse buy new stuff—really take a look at your home and think about what you can do to enhance it with what you already have. Have you tried any of these affordable tips for making your home cozy? If so, which ones were the most helpful? Like and follow us on our Instagram @citygirlsavings, and stay connected with us on YouTube and in our … 6 Budget-Friendly Updates to Cozy Up Your HomeRead More »

I Did a 7-Day Juice Cleanse and Here’s What Happened I’ve been working out consistently for a few years now, but what I can never seem to get a full handle on is my diet! Here’s the thing…when I do diet, I see the results. I tend to go with extreme diets (I did keto twice) and then revert back to my old eating habits. While I’m very happy with my working out regime, I truly believe mastering my diet will have the best results for me and my body. So, with that, I’ve decided to try a 7-day juice cleanse. The timing of this cleanse coincides with an upcoming trip to Hawaii, but my ultimate goal is to reset my body, my palette, and my mindset! Obviously, I want to lose some extra weight on the cleanse, but that’s not my ultimate goal. My ultimate goal is to take back control of my food consumption. I let food control me! It’s so crazy, but I do. I get excited to eat. I eat when I’m bored. I eat to enjoy the taste. And, if I’m hungry…forget about diet! When my hunger cravings kick in, I just want to eat tasty foods…like carbs. I love pasta! So, I want to be very intentional with this cleanse and let this kick start my healthy-eating lifestyle change. I decided to document in for anyone also looking to do a similar cleanse. In fact, a lot of people requested I share how it goes on Instagram! I also wanted to record the changes over the 7 days, for my reference and for my continued growth long after the cleanse. A Few Days Before Prior to committing to the juice cleanse, I decided to go on a mostly-salad diet. I would have a protein shake and coffee for breakfast, and salads for lunch and dinner. I’d have a few small snacks thrown in the mix. I’d say this was 80% of my routine for a few weeks before the cleanse. The other 20% still consisted of the diet, but with cheat meals thrown in. Since I was starting the juice cleanse on a Sunday, I decided not to go cold turkey. The Friday before, I started to reduce the amount of food I typically eat, and increase the amount of water I drink. I’m good about drinking 60-80 ounces of water a day. With the juice cleanse, the recommendation is to drink at least a gallon of water every day (128 ounces). So, I started that on Friday. I also made it a point to skip my typical weekend coffees. The only things I planned to consume on the cleanse were the juices and water, so may as well be as ready as possible! On Saturday evening, my 7-day juice cleanse (from Squeezed) showed up! Day 1 Recap Day 1 was easier than I thought. Granted, I went in with pretty low expectations. It also helped that the juices tasted pretty good! I created a schedule for my 6 juices to follow each day: Juice 1 – 7:30amJuice 2 – 10:00amJuice 3 – 12:00pmJuice 4 – 2:30pmJuice 5 – 5:00pmJuice 6 – 7:30pm In between my juices, I made it a point to drink about a gallon of water throughout the day. I also went to the gym and did a low-resistance workout. Throughout the day I went to the bathroom more than usual, but that was to be expected. Because I know my weaknesses with food, I decided to think of each juice as a “meal”. That way, I could still get excited about my meal, but I’m really just having my required juice. I think this made a big difference as well. I didn’t have strong hunger urges throughout the day. I also didn’t experience any headaches or discomfort, unlike my boyfriend, who’s doing the cleanse with me. All-in-all, day 1 was a success! Day 2 Recap My second day of the juice cleanse was on a Monday, and I make it a point to workout every morning Monday through Friday. That didn’t stop during cleanse week. What was different was that I didn’t take any pre-workout, and I noticed a difference. I definitely wasn’t as pumped and energized as I normally am. I made it through my workout, but it felt more difficult than usual – I attribute that to no food consumed in over 24 hours. I stuck to my schedule of when to drink the juices and I didn’t have any bad cravings. I had a few instances where I felt hungry, but made it a point to chug some water! I’m not feeling bad, having headaches or feeling weak. I’d say day 2 was another success. Day 3 Recap Day 3 of the cleanse was another success! I worked out in the morning, but definitely felt lower energy than my normal workouts, both with food and pre-workout. I stuck to my guns and followed the schedule for drinking the juices. I had some hunger cravings at night, but made it a point to drink a lot of water, and that made the difference. I had a mentally draining day, and that caused me to want to eat. However, I’m showing myself that I’m fully capable of controlling what I eat, my thoughts around eating and when I eat. Fun fact – the scale shows I’m down 3lbs! Day 4 Recap Something interesting came up on day 4 – my bathroom trip was very colorful! I know that may seem like TMI (too much information), but when I had done research on a juice cleanse, no one mentioned that! After digging deeper, certain fruits and vegetables can cause discoloration of your urine. That’s exactly what happened! Outside of that, day 4 was as smooth as the other days. I wavered on my drinking schedule, just because of so much happening during the day, but all juices were consumed! Day 5 Recap To me, day 5 has been the hardest. Not from a hunger perspective, but a boredom perspective. I’m bored with the juices! I’m ready to incorporate healthy foods back into my diet! I will say that this cleanse has made me realize that I’m not as hungry as I think I am (when I’m not doing a cleanse) and that I don’t have to indulge my “hunger” with bad foods, just because I’m “starving”. That may be the best thing that can and will come out of this cleanse! I’m still pushing through my workouts – it’s rough without food to fuel me and pre-workout to get me going in the mornings. I’m tired, but I’m not. It’s hard to put my finger on it! It’s like I have more mental clarity and my tiredness isn’t from a lack of food, but the mental strength of going through a 7-day cleanse. 2 more days to go!!! Day 6 Recap Day 6 was definitely easiest from a hunger/cravings perspective. At this point, I didn’t have any desires to eat anything bad…or, anything at all. My boyfriend is doing the cleanse with me and he’s having a much harder time controlling himself than I am. He wanted to eat tonight! I told him that he can, but I’m holding out! Day 7 Recap My final day! I had my first 2 juices of the day, then my boyfriend and I ended up getting a healthy dinner. I used it as an opportunity to control what I eat and how much I eat, and I did good! A part of me would have liked to get through the full day, but I’m very proud of how much control I had over the past 6 days. I was truly expecting the worse. Now, I want to move forward with smaller food portions, healthier foods overall, and drinking a gallon of water a day. Overall, I would say this juice cleanse was a huge success! Here are some of my most memorable wins: I lost 6lbs I took control of my cravings and hunger I stayed strong and followed the regime I’m no longer craving food that doesn’t serve my body Here are a few surprises: I broke out My urine was colorful I technically only lasted 6 ½ days, but will use the remaining juices as meal replacements I would definitely recommend the cleanse to someone looking to take control of the way they think about food, and what they do with food. It’s a wonderful reset! If you have any questions, feel free to drop them below and I’ll do my best … I Did a 7-Day Juice Cleanse and Here’s What HappenedRead More »

5 Bedtime Habits for a Successful New Day There’s no need to get ready when you’re already ready! In fact, there are things you can do today to make tomorrow healthy, positive, and productive. Imagine having bedtime habits that set you up for a new day of success?! Most people are looking for ways to improve themselves, but aren’t sure whether they’re doing things the right way. The truth is that a lot of us think we’re being productive, but spend hours every day on time-wasting activities, bad habits, procrastination, and having to make decisions we could have automated.  Do yourself a favor and check out these five bedtime habits that will prepare you for a successful new day.  #1 Unplug When the workday is over, that means it’s time to unplug yourself and toss the devices onto their charging ports. Unplugging lets you stop worrying about others and start focusing on yourself.  However, many of us struggle with putting our devices down. A lot of times, we wrestle with FOMO, the fear of missing out. The reality is, it’s just our thoughts getting the best of us.  Unplugging from your phone—and especially social media—can help you find and act on opportunities related to your general well-being. Spend time before bed off your devices, and you’ll find you sleep better and wake up refreshed! #2 Meditate  Being “on” 24/7 isn’t healthy for your body, mind, or spirit, which is one reason meditation is so important. Meditation can produce a deep state of relaxation and a tranquil mind.  Read 7 Reasons to Start Meditating for more benefits. Practicing meditation helps you focus your attention and eliminate the stream of jumbled thoughts that may be crowding your mind and causing stress. Meditation is as simple as sitting down and focusing on the feeling of your breathing, as well as repeating positive affirmations.  Those unfamiliar with the benefits of meditation might worry that it will harm their productivity, or insist they “don’t have time” to sit and breathe for 20 minutes. This is one reason that meditation is a great bedtime routine—it helps you relax and unwind, and results in enhanced physical and emotional well-being for tomorrow! # 3 Evaluate It is so important to acknowledge and reward our daily achievements, because what gets rewarded gets repeated. Take some time to evaluate your successes as part of your bedtime routine. Identify the most successful thing you completed today, and give yourself a pat on the back! Once you’ve evaluated the day’s successes, take note of what you need to do tomorrow to keep your momentum going. This will keep you focused and ready for the new day!    #4 Let Go The goal is to be a rock star every day, but we aren’t robots—errors will happen! The key to having a successful tomorrow is to let go of the negative. You can’t change anything about what happened today: it might not have been your best, but it probably wasn’t your worst, either.  Remember that any mistakes from the day are not a reflection of who you are as a person. Focusing on the negative will only make you sleep deprived and stressed. Instead of overthinking when you should be trying to get to sleep, practice letting go and forgiving yourself instead! #5 Write a List Creating your to do list before going to bed ensures you don’t forget anything overnight. We often think we don’t need reminders because of course we’ll remember to get to that task in the morning—only to wake up with no memory of what we were thinking about! Writing a list the night before also saves you time in the morning to start tackling the day’s tasks. Take some time to write your list in order of importance or how much time each task will take to complete.  This might sound overly meticulous, but we promise that it will bring you success during your workday. While your morning routine sets the tone for your day, your nighttime routine sets the stage for your morning. Related: 7 Bad Habits Ruining Your Sleep Any habit is something you do regularly without having to think much about it, like brushing your teeth, and about half the actions we take daily are habits. However, your subconscious can’t tell the difference between good and bad habits—you have to do that consciously!  Once you develop good habits, success is no longer based on what you do, it’s based on who you are. Good routines lead to good work, which leads to good outcomes.  Have you tried incorporating any of these suggestions into a bedtime routine? If so, which one have you found to be most helpful? Check out our Facebook page and join the conversation! We love hearing from you, so stay connected with us on Instagram and Twitter @cityg … 5 Bedtime Habits for a Successful New DayRead More »

5 Natural Makeup Lines to Look Into Natural and organic makeup brands have become more and more popular. If you have not noticed, a lot of makeup brands have collections that are solely natural or organic. Using pure and earth loving ingredients, these natural makeup lines are as clean as they come.Around 60% of the chemicals women apply to their skin end up in our blood stream, so these natural makeup lines are truly worth looking into. Clean, natural make up is also great for sensitive skin!We have searched far and wide for the very best makeup and skincare collections that are truly natural, organic, and cruelty-free! Check out these five makeup brands your face will love.Natural Makeup Lines to Look Into#1 RMS BeautyThis beauty line carries the best of the best concealer and highlighters that are natural and organic. Packaged using recycled glass and lids, this non-GMO, soy, and cruelty-free brand is a must have.The brand’s cosmetic collection is produced with raw, food-grade, organic materials that hydrate and illuminate your skin while enhancing and improving your already beautiful complexion. RMS Creator and celebrity makeup artist, Rose Marie Swift, has learned a lot about the impact of daily exposure to chemicals in beauty care products.RMS Beauty is dedicated to transforming the way women use makeup, and it’s about more than simply using organic ingredients. The luminous and “Un” cover up concealers have a cult following, making it easy for you to glow on the go.The brand is dedicated to transforming the way people use makeup, creating a product that is not only non-toxic but also healing and nourishing.#2 W3LL PeopleThis make up line is for the minimalist out there! Yes, it is natural, organic and no, you won’t find any animals harmed in making this line. It is vegan–friendly, and made right here in the US of A.The W3LL People brand is designed to nourish and soothe your skin while also giving you the color and coverage you desire. This natural makeup line is definitely one to look into, as it is versatile and handcrafted.The monochromatic cream stick that is part of this line works for lips, eyes, and cheeks. Totally versatile, not to mention affordable! #3 P/Y/T BeautyThis beauty product is non-toxic and includes zero formulas and ingredients that can be harmful to your skin. It is Leaping Gunny certified, and can be a great addition to your other essential products.Amy Carr and business partner Mary Schulman founded this empowering company because they had became fed up with all the nasty ingredients in cosmetics.Prompted by their daughters, who were equally unimpressed with the long list of chemicals in US-made makeup, the women created products without harmful toxins. Shop this brand for no-BS!They carry concealer, eye shadow palettes, mascara, and more. They ban more than 1,300 harsh chemicals from their products to ensure all ingredients are natural.#4 Alima PureIn pursuit of living a simpler life, Alima Pure is organic and perfect for everyday use. It is formulated with only the purest elements for maximum impact. The natural makeup brand never uses synthetic dyes or tests products on animals.It is eco friendly and soy based, with recycled packaging, using carbon–neutral, reusable compacts. Alima Pure eye shadows are priced starting from $14-46 dollars depending on the item. They carry diverse hues for all skin tones.The brand’s dedication to uncompromising natural and organic beauty is unmatched. It has minimal ingredients to provide its consumers with the maximum coverage. This brand is crafted to help every person present their best self to the world with confidence and grace.#5 100% PureThis product speaks for itself! It is one hundred percent cruelty free, natural, and organic. 100% Pure is a vegan cosmetic that is formulated with high-performing antioxidants, naturally occurring vitamins, and essential oils to give your skin maximum benefits.The lip gloss from this line will give you luscious, kissable lips that sparkle with vitality. They aim to create the world’s purest organic and all-natural line of cosmetics, beauty products.This natural makeup line is affordable starting at just $7, and it is eco-friendly. This lip and check tint is great for any occasion. The 100% pure collection includes items for face, eye, and lips! It is safe to say they have all their bases covered.Related: 5 Organic Beauty Buys Worth TryingAs we are all in pursuit of living our best life, we hope these organic beauty lines give you just what you want. Many of them are vegan, and most of these products if not all do not include sulfates, BHA/BHT, carbon black, or formaldehydes.Have you tried any of these lines? What natural beauty products are your go to? Please share your favorite natural cosmetics in the comments.Like and share on our City Girl Savings Facebook group page. We love hearing from the community, stay connected with us via out other social media, Twitter and IG @citygirlsavings … 5 Natural Makeup Lines to Look IntoRead More »

April 2021 Money Pulse Check Whe … April 2021 Money Pulse CheckRead More »

5 Task Management Tools I Can't Live Without Productivity is a force to be reckoned with—but so is procrastination. Fortunately, I’m not a procrastinator. I just can’t do it, because I wind up constantly thinking about what I need to get done. It’s easier for me to just get my task done, and then I can do whatever I want. With that said, there is a lot that I need to get done on an ongoing basis and if there’s anything that will make it easier, like task management tools, I’m all for it! Being a business owner, working full-time, and running a household automatically comes with an extra-long to-do list. That means I need tools and systems that help me manage my tasks and my time. I’m sharing 5 tasks management tools I couldn’t see myself living without. I don’t know what I did before these tools! I hope they can help you improve your productivity too! 5 Task Management Tools I Can’t Live Without #1 Asana This isn’t the first time I’ve mentioned Asana and it certainly won’t be the last time! Asana is a task and project management platform that helps individuals and businesses stay on track. I first started using Asana just for myself, to manage the tasks I needed to get done in my business. I eventually took a training program on how to set Asana up for success and my productivity skyrocketed! So much so that I eventually got my team’s tasks set up in Asana as well. It’s such a helpful tool for staying on track and managing everything that needs to get done, whether it’s a recurring or one-off task! #2 Notion I recently got introduced to Notion and I fell in love with it instantly. Notion acts as a hub for your business or personal life. You can create databases, store meeting notes, build tables with formula tracking, share with teammates, and more. I can tell that I’m only scratching the surface with it, so I do plan on taking a training to ensure I’m getting the most out of it. Notion does offer a free version, which is great to take advantage of until you get your feet wet. There are also numerous ways to earn credits to be applied as discounts on your bill! Not only is having all of your information in one place helpful from an organization perspective, but it’s nice to know that you can access your information from anywhere. Thanks to the cloud capability, your information is always available, regardless of where you’re checking in from. #3 Dropbox (or Google Drive)I’m currently using both Dropbox and Google Drive for storing and sharing data. I believe any individual or business needs a single repository for all of their information (private or not). Having one centralized place you can go to and find everything you need is such a time saver! Not only is having all of your information in one place helpful from an organization perspective, but it’s nice to know that you can access your information from anywhere. Thanks to the cloud capability, your information is always available, regardless of where you’re checking in from. #4 Slack Another tool I started using this year is Slack. I currently use it for cross-communication with my team and also communication from multiple systems I have. For example, when a client purchases a CGS budget plan, my Slack sends me a cute, emoji-filled notification instantly. It’s a great way for me and my team to get a boost during our day! I have plenty of Slack notifications set up, so I can always be aware of what’s going on in my business. Slack can also be used to communicate with others, whether clients, teammates, or business partners. Having one central location for communication makes life a lot easier. #5 Acuity Scheduling The final tool I can’t live without is Acuity Scheduling. I use it to manage all of my sales calls, client meetings, and team pull-ups. It’s a great system for making sure calls aren’t being double booked. It’s also nice to set up one schedule and have multiple call types follow that schedule. Previously, I sometimes forgot to add calls to my calendar and would wind up double-booked. It caused me so much anxiety! With Acuity, I know I don’t have to worry about that anymore. I also get notifications when calls are added to my calendar. Using Acuity allows me to focus on other things and show up when I need to! Related: 5 Necessary Tools for Starting Your Side Hustle Whether you’re productive or a procrastinator by nature, using tools and systems that help you manage your tasks and time will come in handy. The tools listed above have had a huge impact on my productivity and enable me to make sure everything that needs to get done, gets done. Whether you try one or all of these task management tools, you won’t be disappointed. Do you use any of the task management tools liked above? What other tools and systems can you recommend? Post a comment b … 5 Task Management Tools I Can’t Live WithoutRead More »

7 Ways to Make Money While Traveling the Globe Think you need to be chained to a desk to make money? Think again! There are plenty of people who work and make money while they’re traveling the world. Talk about the life! I’m certainly not there yet, but I’m working my tail off to get City Girl Savings ready to be run from anywhere. However, an online-based business isn’t the only way to make money while traveling the globe. If travel is high on your priority list, then you need money to make it happen. I’m sharing 7 ways to make money while traveling the globe. You can travel and keep the funds coming in! Make sure you have your plan in place first, then…seize the day! 7 Ways to Make Money While Traveling the Globe #1 Blogging The beauty of blogging is that you can do it from anywhere. You can get even more specific and start a travel blog—you’re already traveling the globe! Another benefit of blogging is that you can have multiple streams of income directly from your blog, from advertising to creating sponsored content for companies. If you want to go the blogging route, start now! Blogging success doesn’t come overnight, but doing the right things from the beginning can make it a lot easier to grow your blog traffic and make money from your blog. I break down everything you need to know to get started with blogging in the article How to Start a Money-Making Blog. #2 Partner with a travel-specific company The age of digital influence is upon us. Brands are collaborating (and paying) influencers to talk about them, share their favorites, and more. If you want to make money while traveling the globe, start pitching yourself and your story to brands. I’d suggest getting specific and reaching out to travel-related companies. Think about airlines, hotels, restaurants, etc. You can let these brands know you’re headed to their location and would love to share what they have to offer. The more followers you have, the more money you can request. #3 Seek freelance work wherever you go Becoming a virtual freelancer will allow you to work from where you’re traveling to. If you like graphic design, copywriting, website creation, or any other service, consider becoming a freelancer! You can offer your services for sale on a case-by-case basis with Fiverr or Upwork. You decide which projects to take and you call the shots on how many you do and what you charge. You can also seek out freelance work in whatever city or country you’re traveling too. This may take more work, as you’ll want to do research before and during your stay, to make sure you can dive right into working. #4 Take and sell photosStock photography websites like Shutterstock, iStock Photo, Getty Images, and Twenty20 sell stock photos to the general public. How does this work for you? These companies don’t take all of the stock photos themselves! They purchase the rights to the photos from photographers. Once the photos sell, the photographer receives an instant royalty. Since you’ll be traveling, I have no doubt you’ll be able to take some good pictures! If you’re skilled with your phone or camera, submit them to stock photography websites. If your images are approved, the second they are downloaded from the stock photography site, you receive a payment. #5 Become a virtual coach The coaching industry has surged in the past few years. You can hire a coach to help you do just about anything nowadays. This can be great for you, because you can coach your clients virtually. Maybe you offer coaching services on planning and booking lavish vacations! That’s just one idea that could emerge from your globe-trotting lifestyle, but the good thing about coaching is the options are endless. My point is that if you are skilled in a particular area, and you wouldn’t mind making money from your skills, going into the coaching industry can be a great virtual career. If you have knowledge or experience in a certain area and can get results for yourself or others, you can become a coach. #6 Sell a digital product A digital product is an item that is created for consumption digitally. Things like online courses, online videos, virtual workshops, and eBooks are all examples of digital products. If you are passionate or knowledgeable about a certain topic and don’t want to become a coach, package it up into an eBook, online course, or online worksheet, and sell it. People are willing to pay for things they don’t know how to do—especially if they know it works for you. #7 Invest in the market Proceed with caution with this one! There are two different ways to make money in the stock market: day trading and long-term investing. If you need the money quickly, then day trading could be an option. It takes skill, understanding, and a lot of luck to succeed at day-trading. You’ll want to do extensive research before you begin. When long-term investing is more appropriate, you can take a lump sum of money, invest it something like a low-fee index fund, and let it grow over time. You may not make the money right away, but eventually the gains should be there. Please note that with either option, there is the possibility that you can lose money. Long-term investing is usually a better strategy for seeing gains, but nothing is guaranteed. If you would be in a bad position losing money, this may not be the option for you. Related: 10 Ways Travelers Earn Money You don’t need a full-time, corporate job to pay for traveling. You can put yourself in a position to have money come in while you travel! If travel is important to you, start thinking about how you can make that life your reality. Plant the seeds now so you can take advantage when you’re ready. Does the thought of traveling full-time sound great to you? What income streams do you plan to add so you can travel? Share by postin … 7 Ways to Make Money While Traveling the GlobeRead More »

6 Essential Oils to Add to Your Skincare Routine Essential oils can help your body relax, aid with sleep, reduce headaches, and enhance the effectiveness of massage therapy. In addition to those benefits, essential oils can lift your mood—just a whiff of the fragrance can be enough! Another awesome aspect of essential oils is that you can create your own combination using your favorite scents, or look for a premade blend, often found at a local natural goods store. For more information on incorporating essential oils into a healthy lifestyle and skincare routine, check out these six specific options! #1 Pure Argan Oil Essential oils have no lipids in them, which means putting the oils directly onto your skin can actually dry it out. However, argan oil is a natural byproduct that’s filled with omega fatty acids. It works wonders for sensitive and irritated skin! The omega fatty acids reduce redness and prevent discomfort. Argan oil is great for all skin types: oily, combination, and dry. This particular oil falls in the middle of the spectrum—not too heavy, not too light—making it the perfect addition to your skincare routine. It’s also packed with vitamin E and linoleic acids, all of which work to lightly moisturize, soften dry patches, and even reduce acne. #2 Helichrysum Oil  Helichrysum oil contains arzanol, an anti-inflammatory that can heal wounds. This type of oil also has antifungal, antibacterial, and antioxidant features that help with cell regeneration and prevent scarring. Not only is it important to dilute essential oils with a carrier oil or lotion, it’s also important to be mindful of the ratios. To use helichrysum oil in your skincare regimen, add 5 to 10 drops to the carrier oil or lotion you’ll use on your face. When applying it elsewhere, the recommended mixture is 3 to 5 drops added to a carrier oil or lotion. Apply the oil mixture daily to target fine lines and wrinkles. Helichrysum oil is a great choice for promoting healthy skin cell regeneration, giving you a glowing, youthful complexion. #3 Lavender Essential Oil As with helichrysum oil, it’s important to dilute lavender with a carrier oil or moisturizer. Lavender essential oil is distilled from the plant Lavandula angustifolia and its soothing scent promotes relaxation. Lavender oil is believed to treat anxiety, fungal infections, allergies, depression, insomnia, eczema, nausea, and even menstrual cramps! Using lavender oil is also associated with improved hair health and digestion. If you ever find yourself encountering a beauty burn, no need to worry—lavender oil can help there too. Lavender essential oil has anti-inflammatory properties, so a few drops applied topically to a burn or sunburn will have a wonderfully soothing effect. Lavender oil is a blessing to any skincare routine: it can also lessen acne and reduce wrinkles! #4 Tea Tree Essential OilTea tree oil is great for treating acne because of its anti-inflammatory and antimicrobial properties. This oil can help calm redness, swelling, and inflammation, and may even help prevent or reduce acne scars. Experts consider tea tree oil to be safe as a topical treatment, and it can be applied directly to the skin on a daily basis. Be sure that you are using the pure (100% oil) for for this type of application. If you have sensitive skin, consult with a dermatologist before applying. Adding tea tree oil to your daily skincare regimen can pave the way for healthy, glowing skin. It can also alleviate issues like insect bites! Keep this oil in mind as outdoor activities get underway. #5 Ylang Ylang Essential Oil Ylang ylang helps moisturize and enhance the appearance of healthy skin, and can be used in hair mask mixtures as well. Ylang ylang is also used as part of a combination spray that targets head lice. This type of essential oil promotes relaxation, kills bacteria, lowers blood pressure, and is even associated with increased sexual desire! Ylang ylang has hydrating properties that aid in maintaining the skin’s oil production, keeping it soft, smooth, and well-nourished. Its natural antiseptic properties help heal cuts and cracks caused by excessively dry skin, as well. #6 Lemongrass Essential Oil Lemongrass is a fresh and fruity lemon-scented essential oil that can be put to good use for any number of beauty purposes. Lemongrass oil treats signs of skin aging, serving as a natural antioxidant. It’s a natural astringent with added antibacterial and antifungal properties, making it a multi-purpose powerhouse for your skin. Lemongrass has been used for centuries as a natural remedy for preventing infections and healing wounds, and scientific research has demonstrated its antibacterial qualities. Organic lemongrass essential oil has purifying properties that make it perfect for skincare. Using lemongrass in your routine will help remove impurities and detoxify your skin, leaving it feeling clean and clear. Related: Leveraging Essential Oils for Beauty Perks There’s no better feeling than getting your skincare routine just right! Let us know if you implemented any of these essential oils into your skincare routine, and which ones you’ve found most helpful! Don’t forget to check us out on our other social media platforms. You can find us on Instagram, Facebook, Twitter, and YouTube @citygirlsavings. We love hearing from you, so drop a comment and join … 6 Essential Oils to Add to Your Skincare RoutineRead More »

6 Online Business Ideas to Take You to the Next Level If COVID-19 taught us anything, it was the importance of the internet! When we couldn’t be near each other in person, the next best option was virtual. Brick and mortar businesses had to quickly pivot to becoming contactless, and online businesses were already set up for success. If you had some online business ideas, it was a good time to implement!There’s little doubt in my mind that diversifying your income became a looming thought for you during the swirl of the coronavirus pandemic. Starting a business is a great way to supplement your income. More importantly, starting an online business can help you weather any pandemic! Keep reading for 6 online business ideas to take you to the next level.6 Online Business Ideas to Take You to the Next Level#1 Become a Virtual CoachIs there a particular skill that you’ve mastered? Do friends or family members always ask you for help on a certain topic? If so, you have the makings of becoming a coach—and more importantly, a virtual coach! The coaching industry has continued to grow at exponential rates over the past few years, and the entry point is easier than you think!If you’ve gotten results from yourself or someone else in a particular field, you can start operating as a coach and seeking others to get results for. You can become a social media coach, a quilting coach, a baking coach, a finance coach…the options are endless.Does the thought of helping others (and making money from it) excite you? Then becoming a virtual coach may be the online business idea you need to take you to the next level. If you want to learn more, I offer a business coaching programand can walk you through the ins and outs of getting started and up and running for success.#2 Tutor or Teach OnlineMaybe you don’t want the hassle of starting your own business, seeking new clients, or managing the other aspects that come with running a coaching business. If those tasks daunt you, but you still love to teach and help others, then consider becoming a freelance tutor online.Wyzant is one of the leading online tutoring companies. You could apply to become a tutor and get paid for your work. The more tutoring clients you take on, the more money you can make! The beauty is that you’ll tutor from the comfort of your own home.#3 Create an Online CourseI didn’t fully understand the power of an online course until I created and released Money Management Mastery for Working Women. I spent a lot of time up front to outline and create the course, but once everything was complete, it was just a matter of selling it.I’ve launched the Money Management Mastery course multiple times and I’m continuing to make money off of my initial one-time investment. An online course is a great idea for an online business, but also as a passive income source. Sure, it’ll require some maintenance, but the majority of the work is completed in the beginning.#4 Offer Digital ProductsThere are other options outside of online courses that can provide passive income. Creating digital products like eBooks, workshops, virtual events, and more is another great online business idea. Maybe the thought of teaching excites you, but you don’t want to work with people 1-on-1. You can put all of your knowledge into a digital product and sell it!Similar to online courses, digital products are great rinse and reuse offers. You do the upfront work and then continue to make money off the item. You’ll have to think through how you’ll want to deliver your online products, but that’s easy enough!#5 Start a YouTube ChannelDid you know there are people making tens of thousands of dollars a month off YouTube, just in ads alone? If you start a YouTube channel and grow your subscriber base, you can start making money just from those videos. It may take some time to get to the thousand-dollar mark, but if you keep with it, it will happen!#6 Become a Digital Content WriterAre you a fan of writing? Would you like to make money just by writing content on specific topics? If so, then you can become a digital content writer and get paid for it. A lot of companies are constantly looking for content in the form of blog articles and more. You can take advantage of this demand by offering freelance writing services.It may take some time for you to work up to a high salary, but it will certainly be worth it if you’re a fan of writing. You can start by seeking out work on Fiverr or Upwork. Then, start pitching yourself to major blogs and brands that need consistent content.Related: A Step-by-Step Guide to Starting an Online BusinessAn online business should be high on your priority list if starting a business has been on your mind. Thankfully, the overhead is low and the start-up costs are the biggest initial investment. You can get started online for little cash. You can also keep your expenses low until the revenue starts coming in! Have you considered starting an online business? Which online business idea speaks to you the mos … 6 Online Business Ideas to Take You to the Next LevelRead More »

How to Take Monitoring Your Credit to the Next Level *This post is sponsored by Credit.com. All opinions are my own.  Whether you’re just starting out with credit, or looking to finally build your credit profile up, it can be hard to know what to do or what to look for. Trust me, I get it. After nearly 12 years of monitoring, my credit is finally where I want it to be. It shouldn’t have taken that long, but I just didn’t know what I was looking for. That doesn’t have to be the case for you, thanks to ExtraCredit by Credit.com. Why Credit Monitoring is Important?Before I get into all the fun and juicy details about ExtraCredit, I want to first make sure you understand how important monitoring your credit is. Whether your credit is where you want it to be or not, monitoring your credit allows you to see what’s happening with your credit history. Credit monitoring on a consistent basis gives you insight into your credit activity. It opens your eyes for early detection of identity theft and fraud, so you can fix issues before they become fires. Finally, regular credit monitoring puts your spending habits and patterns front and center. This allows you to start making changes or to keep doing the things that work. Credit monitoring is a form of maintaining your good credit score – especially if it’s already where you want it to be. On the other hand, if your score isn’t where you want it to be, credit monitoring helps you see how small things, like paying your bills on time, can have a positive impact on your credit score. Credit scores are an important aspect of most peoples’ lives. Unless you have enough cash to purchase all that you want, credit will be the only option. That’s not always a bad thing. To ensure that you’re able to borrow at the lowest rates possible, you’ll want to work to make sure your credit score is where you want it to be. Monitoring your credit will help. That’s where ExtraCredit by Credit.com comes in! What is ExtraCredit? ExtraCredit is a brand-new product from industry leader Credit.com that gives you next level credit coverage, for one, low monthly fee. Sure, there are plenty of credit monitoring sites…heck, I’ve even tried a few, but nothing has compared to the new ExtraCredit monitoring features. My favorite ExtraCredit features Not only does ExtraCredit give you insight into your 3 credit bureau reports, but it allows you to track 28 FICO scores and monitoring activity on those scores over time. Yes. There are 28 FICO scores and lenders can use a different one depending on what you’re applying for. So, when you know where you stand across the board, you can feel confident in knowing you’re informed no matter which score your lender looks at! 43 million people in America pay rent. Most don’t report their payments. With ExtraCredit, you can report things like rent, utilities and even your phone bill as credit tradelines. If you pay rent, add it to your credit profile to get the credit you deserve. Other ExtraCredit Features Have you been the victim of fraud or identity theft? ExtraCredit helps you guard and protect your credit by offering identity insurance, dark web monitoring (ugh, hackers), and identity alerts so you can feel confident knowing you’ll be notified instantly if something seems off. Lastly, ExtraCredit members receive a $5 sign up bonus and ongoing cash reward offers! Not only are you monitoring your credit, but now you’re making some money too! You can sign up for ExtraCredit’s free trial and test it out for a month! Get a feel for the system and take in all of the amazing features. What makes ExtraCredit Different? If you think about all of the features I called out above, you’d easily spend $100 or more trying to keep up with it all from different companies, but with ExtraCredit, it’s all in one place for one, low monthly cost. That’s putting your money to work! While it’s great to know that you get the most bang for your buck with ExtraCredit, it’s also important to know that lenders aren’t using scores you see on sites like Credit Karma or Credit Sesame. Only ExtraCredit gives you scores that lenders would pull. This means you can time when you seek out new credit!  Build your credit profile, monitor your progress and make money? ExtraCredit is a no brainer for those who want to take charge of their credit. Feel in control and empowered with all of the tools that come with ExtraCredit – I know I do! Have you tried ExtraCredit? What are you doing to monitor your credit score on a regular basis … How to Take Monitoring Your Credit to the Next LevelRead More »

5 Reasons Why You Need Multiple Income Streams If we’ve learned anything in the last decade, it’s that no job is safe. As soon as that reliable 9-5 job disappears, too many people find themselves in serious financial trouble. That’s where having multiple income streams can come in!Millennials and Gen-Zers have a huge opportunity to create multiple streams of income by creating work-from-home jobs that suit their lifestyle. And now, more than ever, having multiple streams of income is a necessity.Check out the five reasons below on why it’s essential that you consider having multiple income streams.#1 Tax BenefitsGone are the days when you could work for a single company for 40 years with the expectation that they would then take care of you until you died. Now, you need to have your own retirement plan. With student loan debt and changes to the job market, we all have to become more self-reliant when it comes to retirement.The new Tax Cuts and Jobs Act of 2017 actually benefits those who receive income from self-employment through work-from-home jobs and online businesses—if that’s you, take a look at the potential tax benefits! There is a maximum cap, and you should review all the details to see how your tax bill might change. Check out the article What You Need to Know About Side Hustles and Taxes.#2 Long-term WealthMaking money in the short-term is great, but building long-term wealth ensures your family’s security for decades, if not generations. Many work-from-home jobs can be sustainable and scalable income generators.Having multiple income streams can help you build long-term wealth without having to work harder. Instead, you can work smarter and leverage your time to achieve financial freedom. It’s a fact that the work you put in now with your side hustle or online business can have enormous long-term effects.#3 Reducing RiskFailure is always a possibility, but feels even more dangerous to those of us seeking entrepreneurial opportunities. Younger people, too, are less likely to be affected by risks than someone who is older and has more to lose.The best time to take risks is when you’re younger—the more mistakes you make, the more you’ll learn. Having multiple income streams is also helpful for reducing the cost of those mistakes, because it means you always have other resources to fall back on if something doesn’t work out.#4 Job SecurityWhen we think of job security, most of us think of a steady paycheck, social standing, paid days off, and medical benefits. Until recently, job security looked like getting up early, driving to work, climbing the corporate ladder, and retiring somewhere warm.With emerging technology and other changes to the job market, this traditional mindset no longer applies. Increased automation means many formerly steady jobs can no longer offer security.However, when you have multiple streams of income, your job security isn’t tied to a single source of income. Being laid off from one job no longer has to plunge you into financial crisis! Technology has made it possible to build a viable and secure living from the comfort of your own home.Online business owners are also able to benefit from low start-up costs to tap into a variety of markets and to create any number of opportunities for remote work. Each potential job opportunity means a new income stream, and that’s where job security is these days lives: in diversification.#5 Debt RepaymentMillennials graduate with more student loan debt than any prior generation, and because of that fact alone, many young adults are questioning the value of a college degree. For those of us battling with student loans, multiple income streams are essential.The extra income from additional work can help you pay down debt: the more money you have coming in to throw at those loans, the faster they’ll be paid off. Paying off any debt (whether it’s student loans, credit cards, or anything else) is vital to your long-term financial health.Related: 12 Streams of Income to Consider Having Many young people have already had or will experience problems working in a traditional 9-5 setting, whether it’s due to a lack of experience, changes in the job market, or company restructuring. Despite these problems, many people still think working in a traditional job is the only way to earn an income.Having one source of income is good, but having multiple income streams can be even better! In addition to the benefits listed above, having multiple income streams also means you aren’t slaving away for a single company that doesn’t care about you—instead, you get to take ownership of your career.Have you ever had multiple jobs? What was the most beneficial aspect of having multiple jobs? City Girl Savings would love to hear from you! You can follow us on Instagram, Facebook Group page and Twitt … 5 Reasons Why You Need Multiple Income StreamsRead More »

7 Ways to Be More Productive When Working from Home For many of us, working from home is the new normal. Luckily, adapting to our new situation is possible—but no one said it would be simple. Working from home has its ups and its downs!On the one hand, it can be a blessing to have your commute reduced to the distance between your bed and your desk. On the other hand, working and living in the same space can be incredibly frustrating.This new norm can make it difficult to separate your work spaces from your play spaces, and staying productive while working from home is a challenge. If you, like many others, are struggling to stay on top of your to-dos in this new situation, read on. We’ve got seven ways to help you get and stay productive when working from home.#1 Set GoalsSet between 2 and 5 clear, attainable goals each day to help keep from feeling overwhelmed or sinking into a rut. This is my personal strategy, and it works wonders!While there are advantages to working from home, coping with the stress, inconvenience, chaos, and grief brought on by the coronavirus pandemic means we can all benefit from having additional structure. Setting clear goals helps you stay focused and accountable.Setting goals is a best practice no matter what your work setting is, but it’s especially important when you don’t have the social and physical structure of an office, coworkers, or a supervisor. You can set daily, weekly, and even monthly goals according to your work schedule. Make sure you build in enough flexibility to handle any disruption—if we’ve learned anything from the pandemic, it’s that circumstances can change quickly!#2 Don’t be a HermitWorking remotely can become incredibly isolating, and this will have a negative effect on your work. The change from working with your team in-person to working from home with little social interaction can be frustrating, to say the least.Try not to isolate yourself too much, even when you need to hunker down and focus! Though there might not be a friendly face in the cubicle next to yours or down the hall anymore, you can still pick up the phone or fire up Zoom and give your colleagues a call. Remember that some human interaction is always better than no interaction!#3 Give Yourself GraceRemember what life was like when you were working in the office—there was probably a lot of downtime that you didn’t even realize was happening. Your home office should be held to the same standard. Just because you’re working from home doesn’t mean you have to be 100% focused 100% of the time.Research shows that the most productive employees take 5- to 17-minute breaks after 25 minutes to an hour of work. These short breaks will help you come back feeling refreshed and ready to focus, so don’t be afraid to take them while working from home!Stepping away from your tasks and your computer screen can actually help you be more productive. Giving yourself a little grace and taking a few minutes to process a new task or agenda item will make you less likely to make mistakes, and keep you feeling more energized throughout the day.#4 Embrace MultitaskingAlthough everyone’s ability to multitask is limited, it is possible to juggle more than one task at a time during the day. For instance, you can put on a Netflix show or podcast in the background while working on manual tasks that don’t require your full attention, or wash some dishes and fold laundry while muted on a conference call.Make note of the times during your day when you have the attention and time to devote to more than one activity, and take advantage of them! You’ll be amazed at how much you can get done.#5 CommunicateWhen in doubt, it’s okay to ask for help! When a process is unclear, or you need clarification on top priorities, or you forgot a detail, just ask!Making the change to working from home means that communication has also changed. You no longer have the option of popping into someone’s office to ask a quick clarifying question, but it’s important to maintain those points of communication so you stay on top of your projects.Communication is more important than ever, and it’s up to everyone—including you—to do their part in communicating effectively. More often than not, someone else on your team will have the exact same question you did, and you’ll learn they were relieved that you asked!Nothing is more annoying than having to redo work because you misunderstood the expectations or missed an important detail. Save yourself the headaches and the time by communicating.#6 Invest in Useful ResourcesThere are so many great resources available to make working from home easier! It’s important to do some research on what tools you could use to boost your productivity.A few great resources include things like Asana for task management, Slack for communication, Zoom for video calls, and Serene for goal-setting and blocking distractions.Along with downloading and using these resources, invest in items that will allow you to work on the go—not just in your home. If you have a smartphone, laptop, car charger, and portable Wi-Fi hotspot, you can work in your back yard, the park, or even your car!#7 Create a Personal WorkspaceNot everyone has a full spare room to flip into a kitted-out home office, but it is important to create a specific work zone. This will signal to your brain—and any quarantine peeps you live with—that you’re on the clock. Check out the article Beautify Your Workspace for some ideas!Get creative: your workspace can be a desk in a guest bedroom, a specific chair and TV tray, or even your bed when the bedroom door is closed. You can signal that you’re on the clock with headphones, a handmade sign, or any other item that signals “do not disturb.” No matter what, make sure you have at least one place you can go when you need a quiet spot for phone calls, meetings, and other virtual appointments.Mentally, having a separate space can help you get into a working mindset, and help create boundaries between work time and downtime. If you have children or other family members around, this is especially important!Related: How to Master Working from Home Remember: if there’s a will, there’s a way. We have always learned to adapt to our environments, and this is no different. Working from home has its drawbacks, but it helps to be optimistic and find ways to stay positive and productive!How are you adjusting to the work from home life? Feel free to jump into the conversation via our City Girl Savings Facebook page and share what works best for you! For more CGS content, follow us on IG and Twitter @citygirlsavings. We love staying in t … 7 Ways to Be More Productive When Working from HomeRead More »

7 Questions to Ask to Determine What You Want Out of Life One thing we can’t escape is time. No matter what we do, time will keep on moving. I would hate for you to look up and wonder what you’ve been doing all this time. I want you to look up and realize that you’ve achieved everything you wanted out of life. In order to do that, self-awareness must come first and foremost, and then work. If you’re not sure what your purpose is or what you want your life to truly look like, I have some questions that may help. Sometimes, all we need is a little reflection to get us on the right path towards what we want most. Check out these 7 questions to ask to determine what you want out of life. Give yourself time to honestly answer these questions! #1 What would I like to be doing during retirement?For most of us, retirement is decades away. However, that doesn’t mean you can’t start moving in that direction right now. If you could plan it exactly how you want, what would you be doing during retirement? Do you want to be traveling regularly? Maybe you want to stay put and always have family over. Perhaps you want to have millions of dollars to leave behind to a cause you support. Depending on how you answer this question, you’ll have a better idea of what you should be doing now to get you there. If you know your retirement is filled with travel and luxury, you’ll need to up your retirement savings right now. This could mean some sacrificing now so you have it to enjoy it later. If your retirement will be more low key, you can focus your extra money on other things. #2 What is my love language? If you haven’t taken the Love Language test yet, I strongly suggest you do. Finding out your love language as early as possible allows you to express to others what you need to feel loved and show love. You’ll have a better understanding of yourself and what you need. You can use this information to share with others and ensure you’re fulfilled in your relationships. Love languages aren’t just for romantic relationships, either. The way you give and receive love trickles into every relationship you have—platonic or otherwise. Knowing your love language brings an added layer of self-awareness, which is the key to seeking happiness. #3 What impact would I like to have? Everyone will answer this question differently, and that’s perfectly okay. Maybe you’ll want to help thousands of people, which you can do by starting a business or non-profit organization. Maybe you’ll want to be the best parent you can be, which you can do by focusing your energy on your family. Maybe you’ll want to help people financially, which you can do through donations and charity. The point is to think about what type of impact would make you feel whole and purposeful. I believe we’re all put on this earth to make a difference, and that difference can take the form of helping one living thing or thousands. When you know the impact you’d like to have, you can start doing things that will help you leave that impact. You can act with the intention of having that impact on others. This will leave you feeling fulfilled at the end of your days. #4 What are my core values and beliefs? This is such an important question to ask, yet very few of us actually take the time to understand what our values and beliefs are. When you know your core values and beliefs, you can act in integrity with those values and beliefs. You can also rid people of your life whose values don’t match up with yours—or, at least, proceed with caution around them! When I say “core values and beliefs”, I’m referring to the key principles you stand by. Do you value honesty? Do you believe in treating others how you want to be treated? This is another question that will have different answers for everyone. The point is to identify your core values and beliefs and start living a life centered on them. #5 If money was no object, what would I be doing? What a fun question to answer! Not only is it fun to think about what your life would look like if money was no object, but it helps you pinpoint the things that bring you joy! If money was no object, what would you be doing? Would you be helping others? Would you still be working? Perhaps you’d be traveling regularly. I challenge you to get deep here, and have fun. The goal is to understand what brings you joy, whether it requires money or not. When you know what brings you joy, you can start putting yourself in a position to consistently seek out those things. #6 What am I most passionate about? I understand that this may be a tough question, especially if you haven’t really thought about what you’re passionate about. However, now’s the time to finally give it some thought. People can be passionate about a variety of things. For example, I’m passionate about inspiring positive change in others. Other people may be passionate about animals, or children, or money. There’s no right or wrong answer here, only the answer that serves you. As with the other questions, once you know what you’re passionate about, you can start working towards having those things in your life regularly. #7 Do I like to live in the moment or plan ahead? I ask this final question because it’ll help give you insight into how you operate. If you’re a person who likes to live in the moment, you’ll have to work a little harder to have a plan in place for your life. If you’re a person who likes to plan ahead, you’ll have to remember to be mindful of your day-to-day activities. Regardless of which option you prefer, you can still get what you want out of life. You can still put yourself in a position to have everything you desire—especially when you know what those desires are! I’m rooting for you and the life of your dreams! Related: 7 Ways to Spark Motivation in Your Life You can’t have what you want out of life if you don’t even know what you want! Get deep and reflect on your values, desires and beliefs. When you know those things, you can start working towards them. I hope the questions above got your wheels turning! If you’re brave enough, would you be open to sharing one or all of your answers? You can do so by posting a comment below! This is a sa … 7 Questions to Ask to Determine What You Want Out of LifeRead More »

March 2021 Money Pulse Check Whe … March 2021 Money Pulse CheckRead More »