#70: My Budget Non-Negotiables

I’ve preached the importance of budgeting for a long time.

Let me just state for the record that I will continue to preach the importance of budgeting for as long as I’m able to!

Budgeting changed my life for the better and now I’m helping other people use budgeting to change their own lives.

Unfortunately, there’s still a misconception that life on a budget means a person can’t enjoy life. Not true!

A budget should include the things a person enjoys, in moderation of course!

In this episode, I’m sharing my current budget non-negotiables and why they matter to me.

I’m also going to share a few things I want to become budget non-negotiables, but they haven’t made their way into my budget just yet.

I encourage you to get clear on your own budget non-negotiables and work to make sure they’re factored into your budget.

Here’s a glance at this episode:

  • [01:30] In this week’s City Girl Solutions Q&A, Raya explains high-yield savings accounts and why they are game-changers for anyone trying to save money.
  • [04:45] While some of my budget non-negotiables aren’t technically discretionary, I choose to spend money on these specific things to improve my quality of life.
  • [08:50] Next, I cover the budget non-negotiables that are truly discretionary. They are things I don’t need, but absolutely love to have.
  • [12:20] Finally, I spend time talking about things that I would like to become budget non-negotiables but I’m not quite there yet.

Click here to listen!

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Resources mentioned in this episode:

Listen to Episode 17 – Why Your Budget Should Include the Things You Love

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