#45: How to Prep Your Budget for the Holidays

When it comes to holiday spending, it’s better to be proactive instead of reactive!

What I mean is, the earlier you can start planning, saving and preparing for the holidays, the better.

I don’t know about you, but I want the holidays to be a fun time, not a stressful, anxiety-inducing time.

The best way to make the holidays fun and stress-free is to start planning.

In this episode, I’m sharing a few things you can do to prep your budget for the holidays and keep your spirits (and bank account balances) high!

I’ll even be sharing a few tips to help you make the most of your holiday spending.

Here’s a glance at this episode:

  • [01:52] Saving for the holidays about 8-12 weeks early is my sweet spot for a financially stress-free holiday season.
  • [03:25] Already have automatic savings transfers? Temporarily repurpose that savings to help you cover holiday spending and expenses.
  • [06:10] Old Raya would use Black Friday as an excuse to shop for herself! Don’t let greed creep into your holiday spending plans.
  • [08:30] Going into debt for holiday spending is not worth it. Hide your credit cards as we move into the holiday season.

Click here to listen!

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Resources mentioned in this episode:

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5 Reasons Not to Go Into Debt During the Holidays

 

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