You’re so close! Once you submit your payment, you’ll be directed to the form to give the details of your finances so I can create your budget!
Once your budget form is submitted – I’ll reach out and let you know I received everything and then we can get our call on the calendar!
We’ll discuss your money situation, what you’re looking to improve on and review your new budget in detail!
I already feel your life and money changing!
Throughout my time in the program, I have been able to pay down some debt while paying off others, raise my credit score, build up my savings to allow for unexpected emergencies, set up a retirement plan and get my spending under control. Having such awesome results in a short amount of time and knowing that I am capable of such success will help me continue moving forward in achieving financial goals and leave a legacy. If you’ve been thinking of working with Raya, Just. Do. It. It doesn't matter where you start, only that you do start.
The changes I went through in 3 months have no price! I was able to clear out 3 credit cards to $0 balance and by next month will clear out another 3 cards & be debt free!! When it comes to Raya, I appreciate her guidance, patience, understanding and her overall wonderful spirited approach to finance.
Raya helped me become more confident in my abilities to manage my money. I understand more about how to create and stick to a budget that supports the life and lifestyle I want. So rather than see a budget as a negative thing, it's more like a vehicle to get me to my financial goals. Our work together has also helped me reevaluate what I need and what I want.