Finance Reads

Knowledge Building & Resources

6 Money Goals to Set that Never Get Old

We’re getting close to another new year. It never ceases to amaze me how fast time truly goes. They say time flies when you’re having

Money Management

#153: Money Systems to Set Up Before the Year Ends

If you’re listening to this episode when it’s released, we’re about six weeks away from the new year. I love everything about this time –

Knowledge Building & Resources

7 Ideas to Help You Appreciate Your Money

Have you ever been intentional with consistent gratitude? Meaning, every day you acknowledge the things you’re grateful for, for an extended period of time. If

Debt

#150: 6 Reasons Not to Go into Debt During the Holidays

If you’re anything like old Raya, the holidays can put a hurting on your budget. Between Christmas gifts, personal gifts, stocking stuffers and sales galore,

Spending

5 Tricks to Help You Stick to a Holiday Spending Limit

Take it from a reformed holiday overspender, sticking to a holiday spending limit is a must to stay on track with your financial goals. There

Budgeting

#148: 5 Budget Adjustments to Make in the Fall

Fall is my favorite season! The weather is cooling down, pumpkin spice lattes are flowing, and the holidays are around the corner! There are so

Knowledge Building & Resources

5 Toxic Money Behaviors Hurting Your Bottom Line

In financial terms, your “bottom line” essentially means your profit. Whether it’s what’s left after you’ve allocated your income to expenses and spending in the