While the statistics vary, it’s believed that 55 to 63 percent of Americans are living paycheck to paycheck.
Plus, One-third of U.S. consumers say they aren’t currently saving any money and, of this group, 60 percent don’t have savings.
This is a problem.
Over half of our country is struggling to get by.
Not to mention, if an emergency were to come up, the majority would be S.O.L! You may fall into these statistics, but should you?
In this episode, I’m sharing five signs you shouldn’t be as broke as you are. If any of the signs apply to you, you’ll learn a few steps you can take to improve your situation.
Here’s a glance at this episode:
- [01:45] Raya kicks off the episode by answering a City Girl Solutions question asking her what she does for fun.
- [04:48] If you have to pick and choose which bills get paid each month, your focus should be on bringing in more money or cutting back any non-necessary spending.
- [09:04] Emergencies don’t happen on our timeline. They will typically pop up at the most inconvenient time, so having a savings account in place will help to ease the mental and financial burden.
- [13:59] You get to decide if you want to keep doing what you’re doing or if you want to change your behaviors.
- [19:04] If you live paycheck to paycheck but don’t have a budget plan – that’s a huge problem that needs to be fixed.
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Resources mentioned in this episode:
Listen to Episode 3 – Breaking Through the Stigma of Budgeting
Learn about Raya’s Money Coaching Program
Struggling with your finances? Request a call with me (and get a budget)!
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