Knowledge Building & Resources
6 Money Goals to Set that Never Get Old
We’re getting close to another new year. It never ceases to amaze me how fast time truly goes. They say time flies when you’re having
Finance Reads
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Money Management
#153: Money Systems to Set Up Before the Year Ends
If you’re listening to this episode when it’s released, we’re about six weeks away from the new year. I love everything about this time –
Knowledge Building & Resources
7 Ideas to Help You Appreciate Your Money
Have you ever been intentional with consistent gratitude? Meaning, every day you acknowledge the things you’re grateful for, for an extended period of time. If
Debt
#150: 6 Reasons Not to Go into Debt During the Holidays
If you’re anything like old Raya, the holidays can put a hurting on your budget. Between Christmas gifts, personal gifts, stocking stuffers and sales galore,
Spending
5 Tricks to Help You Stick to a Holiday Spending Limit
Take it from a reformed holiday overspender, sticking to a holiday spending limit is a must to stay on track with your financial goals. There
Budgeting
#148: 5 Budget Adjustments to Make in the Fall
Fall is my favorite season! The weather is cooling down, pumpkin spice lattes are flowing, and the holidays are around the corner! There are so
Knowledge Building & Resources
5 Toxic Money Behaviors Hurting Your Bottom Line
In financial terms, your “bottom line” essentially means your profit. Whether it’s what’s left after you’ve allocated your income to expenses and spending in the
Spending
I Did a “No-Spend” Challenge for 5 Months – Here’s What Happened
Yep, you read that title right – I went a whole 5 months without spending unnecessary money! You see, I took a contract job, so
Income
5 Signs Your Current Income Isn’t Cutting It
Most budgeting issues are caused by 2 problems: a spending issue or an income issue. A spending issue means someone makes enough money to cover