There’s no denying that summer brings all the “let’s be OUTSIDE” energy! The sun is shining, the pool is calling, and those long days are practically begging us to go out and enjoy ourselves.
But here’s the catch: if you’re not careful, seasonal spending can completely derail your summer budget. You may have been killing it with your money goals all year, only to see them undone in just a few months of overspending.
Don’t let that happen to you!
Fight the summer FOMO (Fear of Missing Out) and resist the urge to spend without consequence. By staying intentional and mindful, you can have fun and still stay on track with your budget and financial goals.
In this episode, I’m sharing 5 powerful hacks that keep me aligned with my budget—even when summer temptations are calling my name.
These tips will help you enjoy the season without sacrificing your financial progress.
Here’s a glance at this episode:
- [01:43] FOMO stands for Fear of Missing Out. Summer is primetime for FOMO. Raya shares how to identify Summer FOMO.
- [04:23] Summer is a vibe, so acting like you won’t spend money in the summer season is a recipe for disaster. Instead, plan for summer fun spending.
- [07:11] No matter where you live, you can always find something free happening in your area or in surrounding areas.
- [11:00] Be honest and open about your budget and money goals. Communicate with your friends or family when you’re trying to avoid excess spending.
- [15:13] Tracking your spending every day or two doesn’t sound exciting in the summer, but it can be instrumental in keeping you on financial track.
“Summer is a vibe, but pretending you won’t spend money during the season is a recipe for disaster. Instead, plan for summer fun spending!” – Raya Reaves
Here’s What You’ll Learn in This Episode:
How to identify and fight summer FOMO to protect your budget.
Why planning for seasonal spending is the best way to stay on track.
Creative ways to enjoy summer activities without spending a dime.
How to communicate your financial goals to friends and family to avoid excess spending.
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Resources mentioned in this episode:
Don’t have a budget? Grab a copy of my FREE Monthly Budget Overview Tracker!
Learn about Raya’s Financial Focus Coaching Program
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