#183: Why Summer Is the Perfect Time to Reevaluate Your Spending Habits

Who doesn’t love summer vibes? Warm weather, sunny days, and endless opportunities for fun make summer one of the most enjoyable seasons.

But while we’re out enjoying the season, our summer spending habits can often take a hit.

Summer is more than just beach trips and barbecues—it’s the ideal time to hit pause and reflect on your finances.

With the year already halfway through, this is a great moment to reevaluate your spending habits, adjust your goals, and make mindful choices for the rest of the year.

Remember the days when summer meant no school and nothing to do? Oh, how I miss those times!

Regardless of if you set annual goals or not, pulse checking on your spending and money habits midway through the year will leave you with enough time to implement any changes that may be needed in your finances.

In this episode, I’m sharing why summer is the perfect season to reassess your seasonal finances, tackle your money temptations, and implement smarter strategies for managing your budget.

Whether you’re saving for a vacation, trying to cut back on unnecessary expenses, or simply staying financially fit, these tips will help you make the most of your summer money.

Here’s a glance at this episode:

  • [02:00] Want to save some extra money this summer? Join the Free 4-week Summer Savings Challenge now!
  • [03:30] Summer is a great time to see how you’re making progress towards your annual goals and intentions. Raya shares some questions you can ask yourself.
  • [05:43] Summer usually comes with its own spending temptations, this means being mindful and intentional is a must.
  • [10:17] Don’t know where to start when it comes to budgeting and tracking your spending? Raya offers an easy solution for listeners.
  • [14:00] Whatever you discover about your summer spending habits, create a new summer money rule to follow for future summer seasons.

“Summer spending often comes with its own temptations, so being mindful and intentional is a must.”

Here’s What You’ll Learn in This Episode:

Why summer is the best time to check your progress toward annual financial goals.

Common summer spending pitfalls and how to avoid them.

Tips to budget and track your expenses during the summer months.

How to create a personalized summer money rule to guide your future spending.

Actionable ways to enjoy summer without overspending.

Rate, Review, & Follow:

Did you love this episode? Are you a fan of the City Girl Savings podcast? If so, please consider rating and reviewing the show!

This helps spread the word about City Girl Savings, and hopefully helps more people make the best money moves possible on the way to their dream life!

To leave a review on Apple Podcasts, click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved most about the episode!

Also, please make sure you’re subscribed and following the City Girl Savings podcast on Apple Podcasts, Spotify, and YouTube!

Resources mentioned in this episode:

Join the upcoming FREE 4-week Summer Savings Challenge!

Learn about Raya’s Financial Focus Coaching Program

Follow City Girl Savings on Instagram, YouTube, and TikTok

Join the City Girl Savings Facebook Group

Subscribe to the City Girl Savings Newsletter!

Watch this episode on YouTube!

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